financing
money to pay for something
money that is available or given to pay for something
financing for [something]; secure/obtain/provide financing
- The company secured financing for a new factory outside Chicago.
- Without additional financing, the project will have to be delayed.
- Many small businesses rely on bank financing when they want to expand.
- We need financing for the new shop.
- The school found financing for the program.
arranging money or credit
the way money is arranged to pay for something
the financing of [something]; financing options/arrangements/plan for [something]
- Before we buy the equipment, we need to choose a financing plan.
- The financing of the new rail line will involve both public and private money.
- The board reviewed several financing options for the expansion.
- They chose a simple financing plan.
- The financing of the building is still not clear.
providing money for something
giving or arranging the money needed for something
[someone/something] is financing [something]
- The bank is financing the company’s move to a larger office.
- Several private investors are financing the film.
- The city is financing the repairs through a mix of grants and bonds.
- The bank is financing my car.
- Investors are financing the new app.
- Base: financing
- Plural: financing, financings
bridge financing
1short-term temporary funding
temporary money used until permanent money is available
- The company secured bridge financing while it negotiated a larger investment deal.
- Bridge financing allowed the buyers to close on the new house before selling their old one.
- The nonprofit used bridge financing until the grant money arrived.
campaign financing
1money for political campaigns
money used to pay for political election campaigns
- The court’s decision changed several campaign financing rules.
- Voters are asking for more transparency in campaign financing.
- The senator proposed stricter limits on campaign financing.
car financing
1payment plan for a car
a loan or payment plan for buying a car
- The dealer offered car financing with no payments for the first three months.
- Compare car financing rates before you sign the contract.
- Bad credit can make car financing more expensive.
debt financing
1raising money by borrowing
getting money through loans that must be paid back
- The company used debt financing to buy new equipment.
- Debt financing can be cheaper than selling shares, but it increases repayment obligations.
- Many startups avoid heavy debt financing because early revenue is uncertain.
equity financing
1raising money by selling ownership
getting money from investors by giving them part ownership of a company
- The founders chose equity financing so they would not have to make loan payments right away.
- Equity financing can help a young company grow quickly, but it reduces the owners’ share of the business.
- The startup raised equity financing from two venture capital firms.
financing round
1startup investment stage
a stage when a company gets money from investors
- The startup closed a $20 million financing round led by a major venture capital firm.
- The new financing round will help the company hire engineers and enter new markets.
- Investors joined the financing round after seeing strong user growth.
in-house financing
1seller-provided payment plan
a payment plan from the seller, not from a separate bank
- The furniture store offers in-house financing for purchases over $1,000.
- Some car dealers provide in-house financing to customers who cannot get a bank loan.
- In-house financing may be convenient, but the interest rate can be high.
seller financing
1seller acts as lender
when the seller lets the buyer pay over time like a loan
- The buyer could not qualify for a bank loan, so the owner offered seller financing.
- Seller financing is common in some small-business and real-estate deals.
- The contract explained the interest rate and repayment schedule for the seller financing.