borrower
gb/bˈɑɹoʊɚ/ us/bˈɑɹoʊɚ/
B1
Anh
Các nghĩa
0 nghĩa
Danh từ
B1
role
1
person or organization taking loan
The person or organization that gets a loan and must pay it back.
Mẫu sử dụng:
[borrower] borrows [money/amount] from [lender]
Lỗi thường gặp:
Do not confuse borrower with lender: the borrower receives the money; the lender gives it.
Từ đồng nghĩa
debtor (More formal or legal; emphasizes owing money.)
|
loan recipient (Clear descriptive phrase, less common as a term.)
Từ trái nghĩa
lender (The person or institution that provides the loan.)
|
creditor (The party to whom money is owed.)
Cụm từ đi kèm
mortgage borrower
|student loan borrower
|individual borrower
|business borrower
|corporate borrower
|eligible borrower
|potential borrower
|creditworthy borrower
|high-risk borrower
|borrower defaults
Chủ đề
finance
|banking
|business
|credit
Ví dụ
- The bank checks a borrower's income before approving a loan.
- Borrowers with good credit usually receive lower interest rates.
- If a borrower misses several payments, the lender may charge late fees.
Ví dụ cho người học
- The borrower must pay back the money.
- She is the borrower, and the bank is the lender.
Danh từ
B1
role
2
person borrowing something temporarily
A person who uses something for a short time and then gives it back.
Mẫu sử dụng:
[borrower] borrows [something] from [someone/place]
Lỗi thường gặp:
Borrow means take temporarily; lend means give temporarily to someone else.
Từ đồng nghĩa
user (Broader; does not always imply returning the item.)
|
library patron (Specific to library contexts and more formal.)
Từ trái nghĩa
lender (The person who lets someone else use the item temporarily.)
|
owner (The person who possesses the item, not necessarily the person using it.)
Cụm từ đi kèm
library borrower
|registered borrower
|book borrower
|equipment borrower
|frequent borrower
|regular borrower
|authorized borrower
|responsible borrower
Chủ đề
daily_life
|sharing
|libraries
Ví dụ
- The library emails borrowers when their books are due.
- Please write down the name of each borrower before lending out the equipment.
- A good borrower returns things on time and in good condition.
Ví dụ cho người học
- The borrower took my camera for the weekend.
- Each borrower can take two books.
Danh từ
technical
C1
entity
3
adopter of words or ideas
A language or culture that takes words or ideas from another one.
Mẫu sử dụng:
[language/culture/group] is a borrower from [source]
Lỗi thường gặp:
This sense is mostly academic; in everyday English, borrower usually means someone with a loan.
Từ đồng nghĩa
adopter (Broader; does not suggest the metaphor of borrowing.)
|
recipient (Emphasizes receiving influence, especially in technical discussion.)
Từ trái nghĩa
donor (The language or culture that provides the word or influence.)
|
source (The origin from which something is taken.)
Cụm từ đi kèm
linguistic borrower
|cultural borrower
|lexical borrower
|heavy borrower
|borrower language
|creative borrower
|major borrower
Chủ đề
language
|culture
|academia
Ví dụ
- English has often been a borrower from French and Latin.
- In this exchange, Japanese was both a donor and a borrower of technical terms.
- The article describes the city as a creative borrower of global styles.
Ví dụ cho người học
- English is a borrower of many words from other languages.
Ngữ pháp
Dạng từ điển
borrower
IPA
GB/bˈɑɹoʊɚ/
US/bˈɑɹoʊɚ/
Âm tiết và trọng âm
bor - row - er (3 âm tiết)
Stress on 1st syllable (bor)
Các dạng từ
Noun
- Base: borrower
- Plural: borrowers
Cách diễn đạt
borrower protections
1/bˈɑɹoʊɚ pɹətˈɛkʃənz/
fixed phrase
legal
rules protecting borrowers
Rules that help protect people who take loans.
Ví dụ
- The law added new borrower protections for people taking out payday loans.
- Consumer groups argued that the contract did not include enough borrower protections.
- Borrower protections can require lenders to explain fees in plain language.
co-borrower
1/kˈoʊ bˈɑɹoʊɚ/
fixed phrase
business
jointly responsible loan borrower
A person who shares a loan with someone else and must help pay it back.
Ví dụ
- Her husband is listed as a co-borrower on the mortgage.
- Both co-borrowers must sign the loan agreement.
- Adding a co-borrower with a higher income may improve the application.
corporate borrower
1/kˈɔɹpɚɪt bˈɑɹoʊɚ/
fixed phrase
business
company taking a loan
A company that borrows money.
Ví dụ
- Corporate borrowers faced higher costs as interest rates rose.
- The bank provides credit lines to large corporate borrowers.
- Investors became more cautious about lending to heavily indebted corporate borrowers.
first-time borrower
1/fˈɚst tˈaɪm bˈɑɹoʊɚ/
fixed phrase
new borrower
Someone who is getting a loan for the first time.
Ví dụ
- First-time borrowers may need extra guidance on fees and repayment dates.
- The credit union offers a short workshop for first-time borrowers.
- As a first-time borrower, she had to provide more documents.
mortgage borrower
1/mˈɔɹɡɪd͡ʒ bˈɑɹoʊɚ/
fixed phrase
business
person with home loan
Someone who has a loan for a house or other property.
Ví dụ
- Mortgage borrowers with fixed-rate loans are less affected by rising interest rates.
- The new rule requires lenders to give mortgage borrowers clearer information about fees.
- Many mortgage borrowers refinance when rates fall.
prime borrower
1/pɹˈaɪm bˈɑɹoʊɚ/
fixed phrase
business
strong-credit borrower
A borrower with good credit who can usually get better loan terms.
Ví dụ
- Prime borrowers usually receive lower interest rates than higher-risk applicants.
- The bank offered its best mortgage rate only to prime borrowers.
- Even prime borrowers may be rejected if their income is too low.
student loan borrower
1/stˈudənt lˈoʊn bˈɑɹoʊɚ/
fixed phrase
person with student loan
Someone who borrowed money to pay for education.
Ví dụ
- Student loan borrowers can apply for income-based repayment.
- Many student loan borrowers worry about interest building up while they study.
- The website explains options for student loan borrowers who cannot make payments.
subprime borrower
1/sˈʌbpɹˈaɪm bˈɑɹoʊɚ/
fixed phrase
business
higher-risk credit borrower
A borrower whom lenders see as more risky, usually because of credit problems.
Ví dụ
- Subprime borrowers are often charged higher interest rates.
- The lender specialized in car loans for subprime borrowers.
- Regulators said subprime borrowers needed clearer information about loan costs.