Anh

borrowing

gb/bˈɑɹoʊɪŋ/ us/bˈɑɹoʊɪŋ/
A2 Anh
Các nghĩa
0 nghĩa
Danh từ B1 process
1

Getting money as a loan

getting money that you must pay back later

Mẫu sử dụng: borrowing [money/funds] from [a bank/lender]
Lỗi thường gặp:
Do not confuse borrow and lend: borrowers borrow from lenders; lenders lend to borrowers.
Từ đồng nghĩa
taking out a loan (more explicit and informal for arranging a loan) | financing (broader; can include other ways of raising money)
Từ trái nghĩa
lending (the opposite side of the same transaction) | repayment (paying the money back rather than receiving it)
Cụm từ đi kèm
personal borrowing |consumer borrowing |corporate borrowing |mortgage borrowing |short-term borrowing |heavy borrowing |new borrowing |borrowing costs |borrowing needs |bank borrowing
Chủ đề
money |banking |finance |business
Ví dụ
  • High interest rates have discouraged borrowing by first-time buyers.
  • The startup relied on borrowing to cover its early operating costs.
  • Before any borrowing, compare the interest rate and fees from several lenders.
Ví dụ cho người học
  • Borrowing money can be expensive.
  • The family avoided borrowing from the bank.
Danh từ business B2 quantity
2

Money owed from loans

money that has been borrowed and must be paid back

Mẫu sử dụng: [someone's/something's] borrowing(s)
Lỗi thường gặp:
In finance, borrowings often means the total amount of debt, not the act of borrowing.
Từ đồng nghĩa
debt (more general and common for money owed) | liabilities (an accounting term for financial obligations)
Từ trái nghĩa
assets (things owned, rather than money owed) | savings (money kept or accumulated, not borrowed)
Cụm từ đi kèm
total borrowings |net borrowing |government borrowing |public borrowing |company borrowings |short-term borrowings |long-term borrowings |outstanding borrowings |external borrowing |reduce borrowing
Chủ đề
money |finance |accounting |business |government
Ví dụ
  • The company's borrowings increased to nearly $2 million last year.
  • Higher tax revenues reduced the need for new borrowing.
  • The annual report lists all outstanding borrowings at the end of the financial year.
Ví dụ cho người học
  • The business has large borrowings.
  • The city wants to reduce its borrowing.
Danh từ A2 action
3

Temporary use of someone else's thing

using something that is not yours and giving it back later

Mẫu sử dụng: borrowing [something] from [someone/place]
Lỗi thường gặp:
Use borrow from, not borrow to: I borrowed a pen from Ana. Ana lent a pen to me.
Từ đồng nghĩa
taking on loan (more formal and explicit) | using temporarily (does not always imply permission or a duty to return)
Từ trái nghĩa
lending (giving something temporarily for someone else to use) | returning (giving the borrowed thing back)
Cụm từ đi kèm
borrowing books |borrowing equipment |borrowing tools |borrowing a car |library borrowing |borrowing privileges |borrowing period |temporary borrowing |unauthorized borrowing
Chủ đề
daily_life |sharing |ownership
Ví dụ
  • Borrowing tools from neighbors can save money, but you should return them quickly.
  • The library app tracks borrowing and returns for each user.
  • Borrowing your roommate's clothes without asking can cause problems.
Ví dụ cho người học
  • Borrowing books from the library is free.
  • Ask before borrowing my phone.
Danh từ technical C1 entity
4

Loanword or imported language feature

a word or language feature taken from another language

Mẫu sử dụng: a borrowing from [a language]
Lỗi thường gặp:
A borrowing in linguistics is not money; it means a language item taken from another language.
Từ đồng nghĩa
loanword (usually refers specifically to a borrowed word) | loan (technical term for a borrowed language item)
Từ trái nghĩa
native word (a word that developed within the language) | coinage (a newly created word rather than a borrowed one)
Cụm từ đi kèm
linguistic borrowing |lexical borrowing |French borrowing |English borrowing |direct borrowing |early borrowing |semantic borrowing |phonological borrowing
Chủ đề
language |linguistics |vocabulary
Ví dụ
  • The word ballet is a borrowing from French.
  • English contains many borrowings from French, Latin, and Norse.
  • Some borrowings keep their original pronunciation for a long time.
Ví dụ cho người học
  • Piano is a borrowing from Italian.
  • English has many borrowings.
Danh từ B2 process
5

Adopting ideas or styles

using an idea or style from another person, culture, or tradition

Mẫu sử dụng: borrowing from [a source]; borrowing of [an idea/style]
Lỗi thường gặp:
Borrowing can be neutral or approved; plagiarism means dishonest copying without proper credit.
Từ đồng nghĩa
adoption (neutral; emphasizes taking something up for use) | appropriation (often suggests unfair or insensitive taking, especially from a culture) | influence (less direct than borrowing)
Từ trái nghĩa
originality (creating something new rather than taking from another source) | invention (making something new rather than adapting what exists)
Cụm từ đi kèm
cultural borrowing |artistic borrowing |creative borrowing |stylistic borrowing |heavy borrowing |direct borrowing |unacknowledged borrowing |borrowing from tradition
Chủ đề
creativity |culture |art |ideas
Ví dụ
  • The film's borrowing from comic books is clear in its colors and camera angles.
  • Her music shows creative borrowing from jazz and West African rhythms.
  • Critics argued that the design crossed the line from borrowing into copying.
Ví dụ cho người học
  • The artist's borrowing from old posters is easy to see.
  • Borrowing ideas is acceptable if you give credit.
Ngữ pháp
Dạng từ điển
borrowing
IPA
GB/bˈɑɹoʊɪŋ/
US/bˈɑɹoʊɪŋ/
Âm tiết và trọng âm
bor - row - ing (3 âm tiết)
Stress on 1st syllable (bor)
Các dạng từ
Noun
  • Base: borrowing
  • Plural: borrowing, borrowings
Cách diễn đạt

borrowing costs

1
/bˈɑɹoʊɪŋ kˈɔsts/
fixed phrase business

Interest and fees on loans

the extra money you pay when you borrow money

Ví dụ
  • The central bank raised rates, increasing borrowing costs for households.
  • Lower borrowing costs made it easier for the company to invest.
  • Rising borrowing costs have slowed the housing market.

borrowing limit

1
/bˈɑɹoʊɪŋ lˈɪmɪt/
fixed phrase

Maximum allowed borrowing

the most you are allowed to borrow

Ví dụ
  • The credit card has a borrowing limit of $5,000.
  • Students can request a higher library borrowing limit.
  • The new rules set a strict borrowing limit for local councils.

borrowing power

1
/bˈɑɹoʊɪŋ pˈaʊɚ/
fixed phrase business

Ability to borrow money

how much money someone can borrow

Ví dụ
  • A larger down payment can increase your borrowing power.
  • The merger strengthened the firm's borrowing power with banks.
  • Missed payments can reduce your borrowing power for years.

borrowing rate

1
/bˈɑɹoʊɪŋ ɹˈeɪt/
fixed phrase business

Interest rate on borrowed money

the interest rate you pay when you borrow money

Ví dụ
  • Their borrowing rate fell after the company's credit rating improved.
  • Mortgage borrowing rates are higher than they were last year.
  • The bank offered a lower borrowing rate to customers with strong credit.

cultural borrowing

1
/kˈʌlt͡ʃɚəl bˈɑɹoʊɪŋ/
fixed phrase

Adopting from another culture

using ideas, styles, or customs from another culture

Ví dụ
  • The festival reflects centuries of cultural borrowing between neighboring communities.
  • Designers often use cultural borrowing, but they should understand and credit their sources.
  • The restaurant's menu shows cultural borrowing without simply copying one tradition.

government borrowing

1
/ɡˈʌvɚnmənt bˈɑɹoʊɪŋ/
fixed phrase business

Money borrowed by government

money the government borrows to pay for public spending

Ví dụ
  • Government borrowing rose sharply during the recession.
  • The finance minister promised to reduce government borrowing over the next three years.
  • Higher tax receipts helped keep government borrowing below forecasts.

lexical borrowing

1
/lˈɛksɪkəl bˈɑɹoʊɪŋ/
fixed phrase technical

Words taken from another language

when one language takes words from another language

Ví dụ
  • Sushi in English is an example of lexical borrowing from Japanese.
  • Lexical borrowing often happens when communities trade or live close together.
  • The study compares lexical borrowing in Spanish and Tagalog.

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