underwrite
gb/ˈʌndɚɹˌaɪt/ us/ˈʌndɚɹˌaɪt/
C1
Anh
finanszíroz, biztosítást vállal, jegyzési garanciát vállal, elbírál, megalapoz, alátámaszt
ĐỘNG TỪ
C1
BUSINESS
1
finanszíroz
B2
Mẫu sử dụng:
underwrite [something]; underwrite the cost of [something]
The foundation agreed to underwrite the cost of the medical study.
Az alapítvány vállalta, hogy finanszírozza az orvosi kutatás költségeit.
Corporate sponsors help underwrite the annual arts festival.
Vállalati szponzorok segítenek finanszírozni az éves művészeti fesztivált.
The government effectively underwrote the rescue plan with public money.
Ví dụ cho người học
A donor underwrote the school trip.
Egy adományozó finanszírozta az iskolai kirándulást.
The company underwrites several local events.
A vállalat több helyi rendezvényt finanszíroz.
Lỗi thường gặp:
Do not confuse it with simply writing something; the main idea is providing financial backing.
Nghĩa
pay for or financially support
Cụm từ đi kèm
underwrite the cost
|underwrite a project
|underwrite a program
|underwrite an event
|underwrite research
|underwrite expansion
|underwrite a campaign
|underwrite a festival
Từ đồng nghĩa
fund (more general and more common in everyday English)
|
finance (neutral term for providing money)
|
sponsor (often used when a company pays in return for publicity)
|
back (less formal; suggests support or investment)
Từ trái nghĩa
defund (remove or stop financial support)
|
withdraw support (stop backing something financially or otherwise)
Chủ đề
finance
|business
|funding
Định nghĩa
to pay for something or promise to cover its costs
To provide money for something, often so that it can happen, continue, or have its costs guaranteed.
ĐỘNG TỪ
C1
TECHNICAL
2
Mẫu sử dụng:
[insurer] underwrites [a policy/risk/person/property]
The insurer refused to underwrite homes in areas with repeated flood damage.
A biztosító nem vállalt biztosítást az ismétlődő árvízkároknak kitett területeken lévő házakra.
Specialist firms underwrite the travel insurance sold through the website.
A weboldalon értékesített utasbiztosításokat szakosodott cégek vállalják.
The company underwrites policies for small businesses across the country.
Ví dụ cho người học
The insurer will not underwrite that risky policy.
A biztosító nem vállalja azt a kockázatos biztosítást.
They underwrite car insurance for young drivers.
Fiatal sofőrök autóbiztosítását vállalják.
Lỗi thường gặp:
In insurance, underwrite does not mean only preparing paperwork; it means accepting and pricing the risk.
Nghĩa
accept insurance risk
Cụm từ đi kèm
underwrite a policy
|underwrite insurance
|underwrite a risk
|underwrite coverage
|underwrite life insurance
|underwrite property insurance
|underwrite liability risk
|underwrite a homeowner's policy
Từ đồng nghĩa
insure (more general and more familiar to non-specialists)
|
cover (informal or customer-facing; focuses on protection provided)
|
guarantee (emphasizes the promise to pay, not the insurance process)
Từ trái nghĩa
decline (refuse to insure or accept the risk)
|
exclude (leave a particular risk outside the policy)
Chủ đề
insurance
|finance
|risk
Định nghĩa
when an insurance company agrees to insure someone or something
For an insurer, to accept the financial risk of insuring someone or something and promise to pay for covered losses in exchange for premiums.
ĐỘNG TỪ
C1
TECHNICAL
3
Mẫu sử dụng:
[bank] underwrites [an IPO/bond issue/share offering]
Two major banks underwrote the company's initial public offering.
Két nagybank jegyzési garanciát vállalt a vállalat első nyilvános részvénykibocsátására.
The investment bank earned large fees for underwriting the bond issue.
A befektetési bank jelentős díjakat kapott a kötvénykibocsátás jegyzési garanciájáért.
If demand is weak, the banks that underwrite the offering may have to buy the unsold shares.
Ví dụ cho người học
A bank underwrote the IPO.
Egy bank jegyzési garanciát vállalt az IPO-ra.
Several banks underwrote the new bond issue.
Több bank vállalt jegyzési garanciát az új kötvénykibocsátásra.
Lỗi thường gặp:
Do not use this for ordinary buying of shares by an investor; it refers to the financial institution arranging or guaranteeing the issue.
Nghĩa
guarantee a securities issue
Cụm từ đi kèm
underwrite an IPO
|underwrite a bond issue
|underwrite a share offering
|underwrite a securities offering
|underwrite a rights issue
|underwrite a stock sale
|lead-underwrite an offering
Từ đồng nghĩa
guarantee (less specific; does not necessarily include selling the securities)
|
arrange (broader; may not involve taking financial risk)
|
lead-manage (investment-banking term for managing an issue, not always identical)
Từ trái nghĩa
decline (refuse to take on the underwriting role)
|
sell on a best-efforts basis (try to sell without guaranteeing the full issue)
Chủ đề
finance
|investment
|banking
|markets
Định nghĩa
when a bank helps a company sell new shares or bonds and guarantees the money raised
For a bank or financial institution, to guarantee or buy a new issue of shares, bonds, or other securities from an issuer and then sell them to investors.
ĐỘNG TỪ
C1
TECHNICAL
4
elbírál
B2
Mẫu sử dụng:
underwrite [a loan/mortgage/application/risk]
The lender must underwrite the mortgage before the sale can close.
A hitelezőnek el kell bírálnia a jelzáloghitelt, mielőtt lezárulhatna az adásvétel.
Automated systems now underwrite many simple loan applications.
Az automatizált rendszerek ma már sok egyszerű hitelkérelmet elbírálnak.
The bank underwrites each borrower based on income, credit history, and existing debt.
Ví dụ cho người học
The bank underwrote our mortgage.
A bank elbírálta a jelzáloghitel-kérelmünket.
The lender is still underwriting the loan.
A hitelező még mindig bírálja a hitelkérelmet.
Lỗi thường gặp:
This meaning is common in banking and insurance; it focuses on evaluation and approval, not on paying for the loan yourself.
Nghĩa
assess and approve financial risk
Cụm từ đi kèm
underwrite a mortgage
|underwrite a loan
|underwrite an application
|underwrite credit risk
|underwrite a borrower
|underwrite a deal
|underwrite risk
Từ đồng nghĩa
assess (more general; does not imply final approval)
|
evaluate (neutral; focuses on analysis)
|
approve (focuses on the decision rather than the risk analysis)
Từ trái nghĩa
reject (decide not to approve after review)
|
deny (refuse an application or request)
Chủ đề
finance
|banking
|insurance
|risk
Định nghĩa
to check a financial application and decide if it is safe to approve
To examine a loan, insurance application, or other financial risk and decide whether to approve it and on what terms.
ĐỘNG TỪ
C2
FORMAL
5
megalapoz
B2
alátámaszt
C1
Mẫu sử dụng:
[something] underwrites [a claim/promise/system/assumption]
The agreement was underwritten by a shared commitment to free trade.
A megállapodást a szabadkereskedelem melletti közös elkötelezettség alapozta meg.
Strong evidence is needed to underwrite such a serious accusation.
Egy ilyen súlyos vádat erős bizonyítékoknak kell alátámasztaniuk.
The country's stability was underwritten by decades of economic growth.
Ví dụ cho người học
Facts should underwrite your argument.
Tényeknek kell alátámasztaniuk az érvelésedet.
Trust underwrites the whole agreement.
Az egész megállapodást a bizalom alapozza meg.
Lỗi thường gặp:
This figurative use is formal; in everyday speech, support or back up is usually more natural.
Nghĩa
support or guarantee abstractly
Cụm từ đi kèm
underwrite a claim
|underwrite an argument
|underwrite a promise
|underwrite legitimacy
|underwrite stability
|underwrite an assumption
|underwrite a system
Từ đồng nghĩa
underpin (very close; emphasizes being a foundation)
|
support (more common and less formal)
|
substantiate (used especially when evidence supports a claim)
|
guarantee (emphasizes assurance rather than foundation)
Từ trái nghĩa
undermine (weaken the basis or credibility of something)
|
disprove (show that a claim is false)
Chủ đề
argument
|society
|formal_language
Định nghĩa
to give strong support to an idea, claim, or system
To provide the support, authority, or guarantee that makes an idea, promise, system, or claim seem reliable or possible.
Ngữ pháp
Dạng từ điển
underwrite
IPA
GB/ˈʌndɚɹˌaɪt/
US/ˈʌndɚɹˌaɪt/
Âm tiết và trọng âm
un - der - write (3 âm tiết)
Stress on 1st syllable (un)
Các dạng từ
Verb
- Base: underwrite
- 3rd Person Singular: underwrites
- Present Participle: underwriting
- Past: underwrote
- Past Participle: underwritten
Cách diễn đạt
Chưa có cách diễn đạt nào được liên kết với mục từ này.