collateral
gb/kəlˈætɚəl/ us/kəlˈætɚəl/
B2
English
~ 7900
fedezet, járulékos veszteség, járulékos kár, járulékos, oldalági, kollaterális
NOUN
B2
1
fedezet
B2
Usage pattern:
to use [something] as collateral for [something]
The bank asked him to use his house as collateral for the business loan.
A bank azt kérte tőle, hogy az üzleti hitel fedezeteként használja a házát.
Because she had no collateral, she could only get a small, high‑interest loan.
Mivel nem volt fedezete, csak kis összegű, magas kamatozású hitelt kaphatott.
Investors demanded additional collateral when the value of the shares dropped.
Small businesses often struggle to provide enough collateral to secure financing.
He pledged his car as collateral, so the lender can take it if he defaults.
Learner examples
I used my car as collateral for the loan.
Az autómat használtam fedezetként a hitelhez.
The bank wants collateral before it gives us money.
A bank fedezetet kér, mielőtt hitelt ad nekünk.
She has no collateral, so the bank said no.
They put their house up as collateral.
This is a small loan, and the bank does not ask for collateral.
Common mistake:
Learners sometimes confuse 'collateral' with a 'down payment'. A down payment is money you pay at the start, but collateral is property the bank can take later if you do not pay back the loan. Learners also sometimes say 'collaterals' in this sense; in finance it is almost always used as an uncountable noun ('put up more collateral').
Meaning
property pledged for a loan
Collocations
offer collateral
|post collateral
|use [something] as collateral
|secure a loan with collateral
|no collateral
|collateral requirement
Synonyms
security (More general; often used in finance and law for any asset that protects a lender, not just for loans.)
|
guarantee (Stresses the promise or assurance; may or may not involve specific property.)
Antonyms
unsecured (Describes a loan that is not backed by any collateral.)
Themes
business
|finance
|law
Definition
Property or money that you promise the bank can take if you do not pay back a loan.
Property or other valuable assets that a borrower promises the lender can take if the borrower fails to repay a loan.
B2
2
Usage pattern:
collateral damage to [someone/something]
Officials insisted that any civilian deaths were collateral damage from the airstrikes.
A tisztviselők ragaszkodtak ahhoz, hogy a civil halálesetek a légicsapások járulékos veszteségei voltak.
Workers who lost their jobs in the merger were treated as collateral damage of the company’s cost‑cutting plan.
Az egyesülés során állásukat elvesztő dolgozókat a vállalat költségcsökkentési tervének járulékos veszteségeként kezelték.
The new policy aims to reduce collateral harm to small businesses.
Parents worry about the collateral effects of constant testing on students’ mental health.
He apologized for the collateral damage his aggressive negotiations caused to long‑term relationships.
Learner examples
Many people died as collateral damage in the war.
A háborúban sok ember járulékos veszteségként halt meg.
Some workers were collateral damage when the company closed two factories.
Néhány dolgozó a bezárások járulékos vesztesége lett, amikor a cég két gyárat bezárt.
The new rule helps some people but causes collateral harm to others.
They want to limit collateral damage during the military operation.
Losing trust was collateral damage of his quick decision.
Common mistake:
Learners sometimes think 'collateral' alone means 'damage'. In this sense, 'collateral' is an adjective and almost always goes before nouns like 'damage', 'harm', 'effects', or 'consequences' (e.g. 'collateral damage', not just '*there was collateral').
Meaning
unintended but resulting harm
Collocations
collateral damage
|collateral harm
|collateral effects
|collateral consequences
Synonyms
unintended (More general; does not carry the strong association with military or policy actions.)
|
incidental (Neutral term for secondary effects; lacks the strong emotional or political tone of 'collateral'.)
Antonyms
deliberate (Emphasizes that the harm or effect was done on purpose, not as a side result.)
Themes
war
|politics
|media
|law
Definition
Describes damage or bad effects that happen by accident when someone is trying to do something else.
Happening as an unintended additional result of an action, especially describing damage or harm to people or things that were not the main target.
C1
FORMAL
3
járulékos
B2
Usage pattern:
collateral [benefits/effects/roles/issues] of [something]
One collateral benefit of remote work has been reduced traffic in the city.
A távmunka egyik járulékos előnye az volt, hogy csökkent a városi forgalom.
The new regulation has several collateral effects on small suppliers.
Az új szabályozásnak több járulékos hatása is van a kis beszállítókra.
Managing interns is a collateral duty that takes up a lot of her time.
They discussed the collateral issues that might arise from changing the tax code.
The training program also offers collateral services like career counseling.
Learner examples
A collateral benefit of exercise is better sleep.
A testmozgás egyik járulékos előnye a jobb alvás.
The rule has some collateral effects on small shops.
A szabálynak van néhány járulékos hatása a kis boltokra.
Helping new staff is a collateral duty for him.
There are many collateral issues with this plan.
The project brings collateral benefits to the local area.
Common mistake:
Learners may confuse this sense with the financial noun meaning and try to talk about 'a collateral' instead of using the adjective before a noun (e.g. say 'a collateral benefit', not '*a collateral'). They may also overuse it where 'extra' or 'secondary' would sound more natural in everyday speech.
Meaning
secondary or additional to something
Collocations
collateral benefits
|collateral effects
|collateral issues
|collateral duties
|collateral services
Synonyms
secondary (Very close in meaning; more common and less formal than 'collateral'.)
|
ancillary (Formal; often used for supporting roles or services rather than unintended results.)
Antonyms
primary (Emphasizes being the main or most important part, opposite of 'collateral' in this sense.)
|
central (Stresses being at the core or focus instead of being a side aspect.)
Themes
business
|law
|general
|core_vocabulary
Definition
Describes something that is extra and connected to the main thing, but not the main reason or purpose.
Additional to, but less important than, something main; existing as a side result or side aspect of something else.
C1
FORMAL
4
oldalági
C1
Usage pattern:
a collateral relative of [someone]
According to the will, if there are no children, the estate passes to collateral relatives.
A végrendelet szerint, ha nincsenek gyermekek, a hagyaték az oldalági rokonokra száll.
The title could only be inherited by lineal, not collateral, descendants.
A címet csak egyenes ági leszármazók örökölhették, oldalági rokonok nem.
Genealogists mapped out both the direct and collateral branches of the family.
Collateral heirs may have fewer rights under this country’s inheritance laws.
The museum traced the artist’s works through collateral lines of the family.
Learner examples
Your cousin is a collateral relative.
Az unokatestvéred oldalági rokon.
The house went to a collateral heir because there were no children.
A ház oldalági örökösre szállt, mert nem voltak gyermekek.
They studied both direct and collateral branches of the family.
In some laws, collateral relatives have fewer rights.
An uncle is a collateral relative, not a direct ancestor.
Common mistake:
Learners may think 'collateral relative' means a relative who can give collateral for a loan. In legal or family history contexts, 'collateral' here is about the family line, not about money or loans.
Meaning
related by a non-direct family line
Collocations
collateral relative
|collateral descendant
|collateral branch
|collateral heir
Synonyms
indirect (relative) (Informal way to explain the idea; not a fixed technical term like 'collateral relative'.)
|
extended-family (Broad, everyday term; includes many relatives, not just those in a collateral line.)
Antonyms
lineal (Technical legal/genealogical term for relatives in the direct parent‑child line.)
Themes
family
|law
|genealogy
|relationships
Definition
Describes a family member who is related to you through a brother, sister, uncle, aunt, or cousin, not as your parent, child, or grandparent.
Describing family members who are related through a sibling, cousin, or similar side branch of a family, rather than in a direct parent‑child line.
C2
TECHNICAL
5
kollaterális
C2
Usage pattern:
collateral [circulation/artery/ligament] in [a body part]
Over time, collateral circulation developed around the blocked artery.
Idővel kollaterális keringés alakult ki az elzáródott artéria körül.
Damage to the medial collateral ligament is a common sports injury.
A mediális oldalszalag sérülése gyakori sportsérülés.
The radiologist noted enlarged collateral vessels in the patient’s liver.
Surgery aimed to preserve collateral arteries to maintain blood flow.
Weakness in the lateral collateral ligament can cause knee instability.
Learner examples
The body can make new collateral vessels around a blocked artery.
A szervezet képes új kollaterális ereket kialakítani az elzáródott artéria körül.
She tore her medial collateral ligament in a football game.
Egy futballmeccsen elszakadt a mediális oldalszalagja.
Doctors looked at the collateral circulation in his leg.
Collateral arteries help keep blood flowing when one artery is blocked.
Pain in the knee can come from a damaged collateral ligament.
Common mistake:
Learners may try to guess this meaning from the financial sense and think it has to do with loans or money. In medical texts, 'collateral' is purely about position and function in the body.
Meaning
located at the side or parallel
Collocations
collateral circulation
|collateral arteries
|collateral vessels
|collateral ligament
Synonyms
side (Very general; does not capture the technical anatomical meaning of an alternative or parallel structure.)
|
accessory (In anatomy, sometimes overlaps in meaning but does not always imply a parallel pathway.)
Antonyms
central (In anatomy, can contrast with structures located at the side, though it is not a strict technical opposite.)
Themes
medicine
|anatomy
|health
|body
Definition
Used in medicine to describe blood vessels or ligaments that are at the side of another one and often give extra support or another way for blood to flow.
Situated at the side of, or running roughly parallel to, another structure in the body, especially referring to blood vessels or ligaments that provide an alternative or supporting path.
Grammar
Dictionary form
collateral
IPA
GB/kəlˈætɚəl/
US/kəlˈætɚəl/
Syllables & stress
col - lat - er - al (4 syllables)
Stress on 2nd syllable (lat)
Word forms
Adjective
- Base: collateral
Noun
- Base: collateral
- Plural: collateral, collaterals
Word family
Expressions
collateral circulation
1/kəlˈætɚəl sˈɚkjəlˌeɪʃən/
fixed phrase
technical
alternative blood flow around blockage
New or existing small blood vessels that let blood go around a blocked main vessel.
Examples
- Good collateral circulation can protect the heart during a coronary artery blockage.
- The doctor explained that collateral circulation had developed in his leg over time.
- Patients with poor collateral circulation are at higher risk of tissue damage.
collateral consequences
1/kəlˈætɚəl kˈɑnsəkwˌɛnsɪz/
fixed phrase
formal
indirect legal or social effects
Extra bad results of a crime or legal decision, such as losing a job or the right to vote, that are not part of the main punishment.
Examples
- The report examines the collateral consequences of a criminal record on employment.
- Immigration problems are one of the most serious collateral consequences of certain convictions.
- Lawyers must warn clients about the collateral consequences of pleading guilty.
collateral ligament
1/kəlˈætɚəl lˈɪɡəmənt/
fixed phrase
technical
side ligament that stabilizes a joint
A strong band in your knee, finger, or another joint, on the side of the joint, that helps keep it stable.
Examples
- He suffered a tear of the medial collateral ligament in his right knee.
- Injuries to the lateral collateral ligament are less common but still serious.
- The scan showed no damage to the collateral ligaments of the finger.
collateral loan
1/kəlˈætɚəl lˈoʊn/
fixed phrase
loan backed by pledged assets
A loan that is protected by property that the bank can take if the loan is not paid back.
Examples
- A collateral loan usually has a lower interest rate than an unsecured loan.
- They took out a collateral loan using their car as security.
- The bank specializes in small collateral loans for local businesses.
collateral security
1/kəlˈætɚəl sɪkjˈʊɹɪti/
fixed phrase
formal
additional security for a loan
Extra property or guarantees that you give a lender, in addition to the main promise to pay back the loan.
Examples
- The lender requested collateral security in the form of a second property.
- Share certificates were deposited as collateral security for the overdraft.
- Without collateral security, the bank was unwilling to extend more credit.
no collateral required
1/nˈoʊ kəlˈætɚəl ɹikwˈaɪɚd/
fixed phrase
loan does not need collateral
Used to say that you can get a loan without promising any property to the bank.
Examples
- The credit union offers small personal loans with no collateral required.
- For this student loan, no collateral is required, only a co‑signer.
- Many online lenders advertise quick approval and no collateral required.
put up as collateral
1/pˈʊt ˈʌp ˈæz kəlˈætɚəl/
fixed phrase
informal
provide property to secure a loan
To give the bank the right to take some property if you do not pay back the loan.
Examples
- She put up her car as collateral to pay her tuition fees.
- We had to put up our house as collateral to get approved.
- He is not willing to put up any personal assets as collateral.
secure a loan with collateral
1/sɪkjˈʊɹ ə lˈoʊn wˈɪθ kəlˈætɚəl/
fixed phrase
protect a loan using pledged assets
To make a loan safer for the bank by promising it can take some property if you do not pay.
Examples
- New business owners often have to secure a loan with collateral such as real estate.
- They secured the loan with collateral rather than taking a higher interest rate.
- If you secure a loan with collateral, you may qualify for a larger amount.
use as collateral
1/jˈus ˈæz kəlˈætɚəl/
fixed phrase
offer property as loan security
To promise that the bank can take some property if you do not pay back the money you borrow.
Examples
- They decided to use their apartment as collateral to get a lower interest rate.
- You can use your savings account as collateral for a small business loan.
- He refused to use the family farm as collateral for the risky investment.
collateral damage
1/kəlˈætɚəl dˈæmɪd͡ʒ/
idiom
unintended harm from an action
Harm done to people or things that were not the main target, usually during a military action or other large event.
Examples
- Several homes were destroyed as collateral damage during the airstrike.
- The policy change caused collateral damage to small businesses.
collateral damage
2/kəlˈætɚəl dˈæmɪd͡ʒ/
idiom
unintended harm to bystanders
Unplanned harm to people or things that were not the main target, especially in war or after a big decision.
Examples
- The bombing caused heavy collateral damage to nearby homes and schools.
- Job losses in small towns were collateral damage of the company’s decision to move production overseas.
- The government insists it is doing everything possible to reduce collateral damage during the operation.