indemnity
gb/ɪndˈɛmnɪti/ us/ɪndˈɛmnɪti/
C1
English
kártérítési fedezet, helytállási kötelezettség, kártérítés
NOUN
C1
LEGAL
1
Usage pattern:
indemnity against/for [losses/claims/liability]
The policy provides indemnity against claims arising from defective products.
A biztosítás kártérítési fedezetet nyújt a hibás termékekből eredő igényekre.
Consultants often need indemnity in case a client sues over their advice.
A tanácsadóknak gyakran szükségük van kártérítési fedezetre arra az esetre, ha egy ügyfél a tanácsuk miatt beperelné őket.
The contract gives the buyer indemnity for losses caused by undisclosed debts.
Learner examples
The company bought indemnity to protect itself from claims.
A cég kártérítési fedezetet vásárolt, hogy megvédje magát a követelésekkel szemben.
The policy gives indemnity for some legal costs.
A biztosítás bizonyos jogi költségekre is kártérítési fedezetet nyújt.
Common mistake:
Do not confuse indemnity with immunity; indemnity is usually financial or legal protection, not freedom from disease or prosecution.
Meaning
protection against financial loss
Collocations
provide indemnity
|offer indemnity
|indemnity against claims
|indemnity for losses
|full indemnity
|contractual indemnity
|indemnity cover
|indemnity insurance
|indemnity protection
|seek indemnity
Synonyms
coverage (common in insurance contexts; less formal than indemnity)
|
protection (broader and more everyday)
|
security (formal; emphasizes safety from financial risk)
Antonyms
liability (the legal responsibility or risk that indemnity protects against)
|
exposure (the state of being open to financial risk)
Themes
law
|insurance
|business
|finance
|contracts
Definition
protection so that you do not have to pay for certain losses or legal claims yourself
Financial protection, usually provided by insurance or a legal arrangement, against specified loss, damage, or legal liability.
NOUN
C1
LEGAL
2
Usage pattern:
an indemnity from [someone]; give/provide an indemnity to [someone]
The buyer asked the seller for an indemnity covering any unpaid taxes.
A vevő olyan helytállási kötelezettséget kért az eladótól, amely minden ki nem fizetett adóra kiterjed.
Under the indemnity, the contractor must reimburse the client for third-party claims.
A helytállási kötelezettség alapján a vállalkozónak meg kell térítenie az ügyfélnek a harmadik felek követelései miatt felmerülő összegeket.
The director received an indemnity from the company before joining the board.
Learner examples
The seller gave an indemnity for old tax debts.
Az eladó helytállási kötelezettséget vállalt a régi adótartozásokért.
The agreement includes an indemnity for customer claims.
A megállapodás tartalmaz egy, az ügyfélkövetelésekre vonatkozó helytállási kötelezettséget.
Common mistake:
As a count noun, an indemnity often means the promise or obligation itself, not the insurance policy.
Meaning
contractual promise to compensate
Collocations
give an indemnity
|provide an indemnity
|grant an indemnity
|require an indemnity
|seek an indemnity
|broad indemnity
|limited indemnity
|mutual indemnity
|tax indemnity
|third-party indemnity
Synonyms
undertaking (formal; emphasizes the promise or obligation)
|
guarantee (broader; may not specifically involve compensation for loss)
|
indemnification (very close legal term, especially common in US legal English)
Antonyms
disclaimer (a statement denying responsibility instead of accepting it)
|
exclusion (a contractual limit that removes coverage or protection)
Themes
law
|contracts
|business
|risk_management
Definition
a legal promise to pay someone if a certain loss or claim happens
A formal promise or obligation, often in a contract, to compensate or protect another party for specified losses, claims, or liabilities.
NOUN
C1
LEGAL
3
kártérítés
B2
Usage pattern:
pay/receive/claim an indemnity for [a loss]
The insurer refused to pay the full indemnity because the loss was not covered.
A biztosító nem volt hajlandó kifizetni a teljes kártérítést, mert a kárra nem terjedt ki a biztosítás.
The agreement sets a maximum indemnity of two million dollars for each claim.
A megállapodás igényenként kétmillió dollárban maximálja a kártérítés összegét.
The treaty required the defeated state to pay a large indemnity.
Learner examples
The insurer paid an indemnity after the fire.
A biztosító a tűz után kártérítést fizetett.
The indemnity did not cover all the damage.
A kártérítés nem fedezte az összes kárt.
Common mistake:
In everyday English, compensation or reimbursement is usually more natural than indemnity for this meaning.
Meaning
compensation paid for loss
Collocations
pay an indemnity
|claim an indemnity
|receive an indemnity
|indemnity payment
|amount of indemnity
|full indemnity
|insurance indemnity
|annual indemnity
|war indemnity
|statutory indemnity
Synonyms
compensation (more common and general)
|
reimbursement (emphasizes paying back money that was spent or lost)
|
damages (money awarded by a court for harm or loss)
Antonyms
loss (the harm or cost that the indemnity compensates for)
|
penalty (money paid as punishment, not as compensation)
Themes
law
|insurance
|finance
|compensation
Definition
money paid to someone to make up for a loss or damage
Money paid or payable as compensation for a loss, injury, damage, or legal liability.
Grammar
Dictionary form
indemnity
IPA
GB/ɪndˈɛmnɪti/
US/ɪndˈɛmnɪti/
Syllables & stress
in - dem - nity (3 syllables)
Stress on 2nd syllable (dem)
Word forms
Noun
- Base: indemnity
- Plural: indemnities, indemnity
Expressions
indemnity agreement
1/ɪndˈɛmnɪti əɡɹˈimənt/
fixed phrase
legal
contractual indemnity arrangement
a contract that contains a legal promise to pay for certain losses or claims
Examples
- The subcontractor signed an indemnity agreement in favor of the general contractor.
- The company required an indemnity agreement before allowing outside vendors on site.
- The parties negotiated the scope of the indemnity agreement for several weeks.
Learner examples
- They signed an indemnity agreement.
- The indemnity agreement protects the owner from some claims.
indemnity bond
1/ɪndˈɛmnɪti bˈɑnd/
fixed phrase
legal
surety bond for compensation
a formal bond that guarantees someone will be paid if a certain loss happens
Examples
- The company had to provide an indemnity bond before the replacement share certificate was issued.
- The court required an indemnity bond before releasing the seized property.
- An indemnity bond protected the owner if the original document later appeared.
Learner examples
- The court asked for an indemnity bond.
- The bond protects against a possible loss.
indemnity clause
1/ɪndˈɛmnɪti klˈɔz/
fixed phrase
legal
contract clause allocating losses
a part of a contract that says who must pay if certain losses or claims happen
Examples
- The indemnity clause required the supplier to cover claims caused by defective products.
- Our lawyer narrowed the indemnity clause before we signed the service agreement.
- The court held that the indemnity clause did not cover losses caused by fraud.
Learner examples
- The contract has an indemnity clause.
- Read the indemnity clause before you sign.
indemnity insurance
1/ɪndˈɛmnɪti ɪnʃˈʊɹəns/
fixed phrase
business
insurance against specified losses
insurance that pays or protects you if certain losses or claims happen
Examples
- The lender asked for indemnity insurance before approving the mortgage.
- The organization took out indemnity insurance to cover possible legal claims.
- The policy is a form of indemnity insurance for losses caused by title defects.
Learner examples
- The company bought indemnity insurance.
- Indemnity insurance can protect a business from claims.
letter of indemnity
1/lˈɛtɚ əv ɪndˈɛmnɪti/
fixed phrase
legal
written guarantee against loss
a formal letter promising to pay someone if they suffer a loss after doing something requested
Examples
- The carrier released the cargo only after receiving a letter of indemnity.
- The bank asked for a letter of indemnity before replacing the lost certificate.
- A letter of indemnity may be used when original shipping documents are missing.
Learner examples
- The bank required a letter of indemnity.
- They sent a letter of indemnity to protect the carrier.
mutual indemnity
1/mjˈut͡ʃuəl ɪndˈɛmnɪti/
fixed phrase
legal
two-way compensation promise
a two-way legal promise where each side may have to pay for losses it causes
Examples
- The software contract contains a mutual indemnity for claims caused by each party's own breach.
- They agreed to a mutual indemnity so each side would cover losses it caused.
- The lawyer proposed a mutual indemnity instead of a one-sided clause.
Learner examples
- The contract has a mutual indemnity.
- A mutual indemnity can protect both parties.
professional indemnity insurance
1/pɹəfˈɛʃənəl ɪndˈɛmnɪti ɪnʃˈʊɹəns/
fixed phrase
business
insurance for professional mistakes
insurance for professionals if a client claims their work or advice caused a loss
Examples
- Architects and consultants are often required to carry professional indemnity insurance.
- The consultancy's professional indemnity insurance covered the negligence claim.
- Before signing the contract, the client asked for proof of professional indemnity insurance.
Learner examples
- The engineer has professional indemnity insurance.
- My contract requires professional indemnity insurance.