insurance
gb/ɪnʃˈʊɹəns/ us/ɪnʃˈʊɹəns/
B1
English
~ 1400
biztosítás, biztosítási szerződés, óvintézkedés, biztosíték
NOUN
B1
1
Usage pattern:
[someone] has [type of] insurance
You must have car insurance to drive legally in most countries.
A legtöbb országban csak autóbiztosítással lehet törvényesen vezetni.
Her health insurance covers most of her medical bills.
Az egészségbiztosítása fedezi az orvosi költségei nagy részét.
The company offers life insurance to all employees.
He filed a claim with his insurance after the accident.
Travel insurance can save you money if your trip is canceled.
Learner examples
I have health insurance from my job.
A munkahelyemen keresztül van egészségbiztosításom.
We bought car insurance last week.
A múlt héten autóbiztosítást kötöttünk.
She needs travel insurance for her trip.
My insurance pays for the doctor visit.
Common mistake:
Learners sometimes confuse 'insurance' with 'assurance' or 'guarantee'. In most modern English, 'insurance' refers to financial protection against risk, while 'guarantee' refers to a promise of quality or performance.
Meaning
financial protection agreement
Collocations
health insurance
|life insurance
|car insurance
|insurance policy
|insurance company
Synonyms
coverage (Informal term often used in the US to mean the protection provided by an insurance policy.)
|
assurance (Used mainly in British English for life insurance; more formal.)
Antonyms
uninsured (Describes a person or property without any insurance protection.)
Themes
business
|law
|daily life
|finance
|daily_life
Definition
An agreement where you pay money to a company so they will pay you if you have a loss or problem.
A contract in which a person or organization pays regular amounts to a company, and the company agrees to pay for certain losses, damages, illnesses, or deaths.
NOUN
B2
2
óvintézkedés
B2
biztosíték
B2
Usage pattern:
[something] as insurance against [something]
Keeping copies of important files is good insurance against data loss.
A fontos fájlok biztonsági mentése jó óvintézkedés az adatvesztés ellen.
As insurance against bad weather, we booked an indoor venue.
Rossz idő esetére óvintézkedésként egy zárt helyszínt foglaltunk.
He always carries extra cash as insurance in case his card doesn't work.
Learner examples
I take an umbrella as insurance against rain.
Eső esetére elővigyázatosságból viszek magammal esernyőt.
We keep extra food as insurance for storms.
Viharok esetére biztonsági tartalékként tartunk otthon élelmiszert.
He carries a map as insurance if his phone dies.
Common mistake:
Learners may think this use always involves money or contracts, but it can mean any protective action.
Meaning
preventive safeguard action
Collocations
take out insurance
|extra insurance
|as insurance against
Synonyms
precaution (A broader term for any action taken to prevent harm; not limited to financial contexts.)
Antonyms
risk (The possibility of harm or loss without protective measures.)
Themes
daily life
|safety
|core_vocabulary
|daily_life
Definition
Something you do to stop problems before they happen.
An action, plan, or thing that is intended to protect against possible problems or risks.
Grammar
Dictionary form
insurance
IPA
GB/ɪnʃˈʊɹəns/
US/ɪnʃˈʊɹəns/
Syllables & stress
in - sur - ance (3 syllables)
Stress on 2nd syllable (sur)
Word forms
Noun
- Base: insurance
- Plural: insurance, insurances
Word family
Expressions
as insurance against
1/ˈæz ɪnʃˈʊɹəns əɡˈɛnst/
fixed phrase
protective measure against risk
Something you do so that a bad thing will not happen.
Examples
- He saved extra money as insurance against losing his job.
- They kept spare parts as insurance against equipment failure.
insurance policy
1/ɪnʃˈʊɹəns pˈɑlɪsi/
fixed phrase
written contract for coverage
A paper or document that says what your insurance covers and how it works.
Examples
- Read your insurance policy carefully before you sign it.
- The insurance policy covers both theft and fire damage.
take out insurance
1/tˈeɪk ˈaʊt ɪnʃˈʊɹəns/
fixed phrase
arrange and start an insurance policy
To start having insurance by paying for it.
Examples
- We decided to take out insurance before going on holiday.
- She took out health insurance when she started her new job.