insurer
gb/ɪnʃˈʊɹɚ/ us/ɪnʃˈʊɹɚ/
B2
English
~ 6300
biztosító
NOUN
B2
TECHNICAL
1
biztosító
B1
Usage pattern:
[an insurer] provides insurance for [someone/something]
The insurer refused to pay the claim, saying the damage was not covered by the policy.
A biztosító megtagadta a kárigény kifizetését, mondván, hogy a kárra nem terjed ki a biztosítási fedezet.
You should contact your insurer immediately after an accident to report what happened.
Baleset után azonnal fel kell venned a kapcsolatot a biztosítóddal, hogy bejelentsd, mi történt.
Several major insurers announced higher premiums for health coverage next year.
The law requires insurers to provide clear information about what is and is not covered.
Her travel insurer reimbursed the cost of the cancelled flights.
Learner examples
My insurer pays if my car is stolen.
A biztosítóm fizet, ha ellopják az autómat.
Please call your insurer before you repair the damage.
Kérjük, hívd fel a biztosítódat, mielőtt megjavíttatod a kárt.
The insurer asked me many questions about my health.
Two insurers gave me very different prices.
The insurer sent me a new copy of my policy.
Common mistake:
Learners often confuse “insurer” with “insured” or “policyholder.” The “insurer” is the company that sells the insurance and pays claims. The “insured” or “policyholder” is the person or business that buys the insurance and receives protection. Another mistake is spelling it as *ensurer*; in insurance contexts, the correct word is always *insurer*.
Meaning
person or company providing insurance
Collocations
health insurer
|life insurer
|private insurer
|primary insurer
|major insurer
|insurer of last resort
Synonyms
insurance company (More common in everyday language; slightly less technical than “insurer.”)
|
underwriter (Technical; often used in the insurance industry and finance, and can refer to the person or company that evaluates and accepts the risk, not just the insurer in general.)
Antonyms
policyholder (The customer who buys the insurance and receives protection, the opposite party to the insurer in an insurance contract.)
|
insured (The person or entity covered by the policy, opposite role to the insurer who provides the coverage.)
Themes
business
|finance
|law
Definition
A company or person that sells insurance and must pay money when there is a covered loss.
A person or, more commonly, a company that agrees to provide insurance coverage in return for premiums, and is legally responsible for paying valid claims.
Grammar
Dictionary form
insurer
IPA
GB/ɪnʃˈʊɹɚ/
US/ɪnʃˈʊɹɚ/
Syllables & stress
in - surer (2 syllables)
Stress on 2nd syllable (surer)
Word forms
Noun
- Base: insurer
- Plural: insurers
Word family
Expressions
health insurer
1/hˈɛlθ ɪnʃˈʊɹɚ/
fixed phrase
technical
company providing health insurance
An insurance company that sells health insurance to people or companies.
Examples
- The health insurer raised its premiums by 8 percent this year.
- Many health insurers now offer online tools to help customers find doctors.
- Her employer changed health insurers to get a better rate.
insurer of last resort
1/ɪnʃˈʊɹɚ əv lˈæst ɹɪzˈɔɹt/
fixed phrase
technical
insurer required to cover high-risk cases
An insurance company or public program that must give insurance when private insurers will not accept the risk.
Examples
- The state acts as an insurer of last resort for people who cannot get health coverage elsewhere.
- After several hurricanes, the government’s insurer of last resort became the main provider of home insurance in the region.
- High-risk drivers often end up in a pool run by an insurer of last resort.
life insurer
1/lˈaɪf ɪnʃˈʊɹɚ/
fixed phrase
technical
company providing life insurance
An insurance company that sells life insurance and pays money when the insured person dies, according to the policy.
Examples
- The life insurer paid the benefit to her family after his death.
- Several large life insurers are expanding into new markets.
- You should tell your life insurer if you start a dangerous hobby like skydiving.
primary insurer
1/pɹˈaɪmˌɛɹi ɪnʃˈʊɹɚ/
fixed phrase
technical
main insurer responsible for claims
The main insurance company that must pay a claim first, before any other insurance companies are asked to pay.
Examples
- Your primary insurer will pay up to the policy limit, and then any secondary coverage may apply.
- The contract clearly states which company is the primary insurer.
- In this arrangement, the local company acts as the primary insurer and then buys reinsurance.
private insurer
1/pɹˈaɪvɪt ɪnʃˈʊɹɚ/
fixed phrase
technical
non-government insurance company
An insurance company that is not run by the government, but owned by private people or businesses.
Examples
- Most people in the country get coverage through a private insurer.
- The plan allows citizens to choose between a public program and private insurers.
- Some treatments are only covered if you use a private insurer.