homeowner
gb/hˈoʊmˌoʊnɚ/ us/hˈoʊmˌoʊnɚ/
B2
English
~ 6600
Senses
0 senses
Noun
B2
entity
1
person who owns their home
A person who lives in a home that they own and do not rent from someone else.
Usage pattern:
a/the homeowner [in/of/with something]
Common mistake:
Learners sometimes confuse "homeowner" with "landlord". A homeowner owns and usually lives in their home. A landlord owns a property but rents it to other people who live there. Learners may also use *"house owner"*; this is understandable but much less natural than "homeowner".
Synonyms
property owner (Broader; can refer to any kind of property, not just the home someone lives in.)
|
householder (More formal or BrE; focuses on the person in charge of a home, usually also the owner.)
Antonyms
tenant (Someone who lives in a home but pays rent to the owner instead of owning it.)
|
renter (Informal; directly contrasts with owning, as it describes someone who pays to use a home.)
Collocations
first-time homeowner
|responsible homeowner
|individual homeowner
|homeowner association
|homeowner insurance
|homeowner rights
Themes
housing
|law
|daily life
|core_vocabulary
Examples
- As a homeowner, she is responsible for fixing the roof herself.
- The new law offers tax breaks to first-time homeowners.
- Many homeowners installed solar panels to reduce their energy bills.
- The storm caused serious damage, and several homeowners filed insurance claims.
- Homeowners in this neighborhood must follow the association’s rules about lawn care.
Learner examples
- The homeowner answered the door.
- He became a homeowner when he bought his first house.
- Homeowners must pay money for repairs.
- The bank gave a loan to the new homeowner.
- Some homeowners paint their houses every few years.
Grammar
Dictionary form
homeowner
IPA
GB/hˈoʊmˌoʊnɚ/
US/hˈoʊmˌoʊnɚ/
Syllables & stress
homeown - er (2 syllables)
Stress on 1st syllable (homeown)
Word forms
Noun
- Base: homeowner
- Plural: homeowners
Word family
Expressions
first-time homeowner
1/fˈɚst tˈaɪm hˈoʊmˌoʊnɚ/
fixed phrase
person owning their first home
Someone who has bought and owns a home for the first time in their life.
Examples
- The government offers tax credits for first-time homeowners.
- As a first-time homeowner, he had many questions about repairs and maintenance.
- These workshops are designed to help first-time homeowners manage their finances.
homeowners association
1/hˈoʊmˌoʊnɚz əsˌoʊʃiˈeɪʃən/
fixed phrase
organized group of local homeowners
A group of people who own homes in the same area and who make and follow rules for that community.
Examples
- The homeowners association meets once a month to discuss neighborhood issues.
- Our homeowners association does not allow street parking overnight.
- She ran for the homeowners association board to help improve the playground.
homeowners insurance
1/hˈoʊmˌoʊnɚz ɪnʃˈʊɹəns/
fixed phrase
insurance for a person’s home
Insurance that pays money if your home or the things inside it are damaged or stolen.
Examples
- You should review your homeowners insurance policy every year.
- Their homeowners insurance covered most of the repair costs after the fire.
- The bank requires homeowners insurance before it will approve the mortgage.
new homeowner
1/njˈu hˈoʊmˌoʊnɚ/
fixed phrase
person who recently bought a home
Someone who has just bought and now owns a home.
Examples
- The city offers a guide for new homeowners about local services.
- As a new homeowner, she spent weekends learning how to do basic repairs.
- Their friends brought a plant as a gift for the new homeowners.
prospective homeowner
1/pɹəspˈɛktɪv hˈoʊmˌoʊnɚ/
fixed phrase
person planning to buy a home
Someone who wants to buy a home and may own one soon.
Examples
- High interest rates worry many prospective homeowners.
- The seminar gave prospective homeowners advice on choosing a mortgage.
- Prospective homeowners should check property taxes before making an offer.