borrowing
gb/bˈɑɹoʊɪŋ/ us/bˈɑɹoʊɪŋ/
A2
Anglais
hitelfelvétel, kölcsönfelvétel, hitelállomány, adósságállomány, felvett hitel, kölcsönvétel, kölcsönzés, nyelvi átvétel, jövevényszó, átvétel, merítés
NOM
B1
1
Schéma d’usage :
borrowing [money/funds] from [a bank/lender]
High interest rates have discouraged borrowing by first-time buyers.
A magas kamatok visszatartották az első lakásukat vásárlókat a hitelfelvételtől.
The startup relied on borrowing to cover its early operating costs.
Az induló vállalkozás hitelfelvételre támaszkodott, hogy fedezni tudja kezdeti működési költségeit.
Before any borrowing, compare the interest rate and fees from several lenders.
Exemples pédagogiques
Borrowing money can be expensive.
A hitelfelvétel drága lehet.
The family avoided borrowing from the bank.
A család kerülte a banki hitelfelvételt.
Erreur fréquente :
Do not confuse borrow and lend: borrowers borrow from lenders; lenders lend to borrowers.
Sens
Getting money as a loan
Collocations
personal borrowing
|consumer borrowing
|corporate borrowing
|mortgage borrowing
|short-term borrowing
|heavy borrowing
|new borrowing
|borrowing costs
|borrowing needs
|bank borrowing
Synonymes
taking out a loan (more explicit and informal for arranging a loan)
|
financing (broader; can include other ways of raising money)
Antonymes
lending (the opposite side of the same transaction)
|
repayment (paying the money back rather than receiving it)
Thèmes
money
|banking
|finance
|business
Définition
getting money that you must pay back later
The act or practice of getting money from a lender with an agreement to pay it back, usually with interest.
NOM
B2
BUSINESS
2
Schéma d’usage :
[someone's/something's] borrowing(s)
The company's borrowings increased to nearly $2 million last year.
A vállalat hitelállománya tavaly közel 2 millió dollárra nőtt.
Higher tax revenues reduced the need for new borrowing.
A magasabb adóbevételek csökkentették az új hitelfelvétel szükségességét.
The annual report lists all outstanding borrowings at the end of the financial year.
Exemples pédagogiques
The business has large borrowings.
A vállalkozásnak jelentős hitelállománya van.
The city wants to reduce its borrowing.
A város csökkenteni akarja a hitelállományát.
Erreur fréquente :
In finance, borrowings often means the total amount of debt, not the act of borrowing.
Sens
Money owed from loans
Collocations
total borrowings
|net borrowing
|government borrowing
|public borrowing
|company borrowings
|short-term borrowings
|long-term borrowings
|outstanding borrowings
|external borrowing
|reduce borrowing
Synonymes
debt (more general and common for money owed)
|
liabilities (an accounting term for financial obligations)
Antonymes
assets (things owned, rather than money owed)
|
savings (money kept or accumulated, not borrowed)
Thèmes
money
|finance
|accounting
|business
|government
Définition
money that has been borrowed and must be paid back
Money that a person, company, or government has borrowed; debt created by borrowing, often referred to in the plural as borrowings.
NOM
A2
3
kölcsönvétel
B2
kölcsönzés
B1
Schéma d’usage :
borrowing [something] from [someone/place]
Borrowing tools from neighbors can save money, but you should return them quickly.
Ha szerszámokat kérünk kölcsön a szomszédoktól, pénzt takaríthatunk meg, de gyorsan vissza kell adni őket.
The library app tracks borrowing and returns for each user.
A könyvtári alkalmazás felhasználónként nyomon követi a kölcsönzéseket és a visszahozatalokat.
Borrowing your roommate's clothes without asking can cause problems.
Exemples pédagogiques
Borrowing books from the library is free.
A könyvek kölcsönzése a könyvtárból ingyenes.
Ask before borrowing my phone.
Kérj engedélyt, mielőtt kölcsönveszed a telefonomat.
Erreur fréquente :
Use borrow from, not borrow to: I borrowed a pen from Ana. Ana lent a pen to me.
Sens
Temporary use of someone else's thing
Collocations
borrowing books
|borrowing equipment
|borrowing tools
|borrowing a car
|library borrowing
|borrowing privileges
|borrowing period
|temporary borrowing
|unauthorized borrowing
Synonymes
taking on loan (more formal and explicit)
|
using temporarily (does not always imply permission or a duty to return)
Antonymes
lending (giving something temporarily for someone else to use)
|
returning (giving the borrowed thing back)
Thèmes
daily_life
|sharing
|ownership
Définition
using something that is not yours and giving it back later
The act of taking and using something that belongs to someone else for a limited time, usually with permission and with the intention of returning it.
NOM
C1
TECHNICAL
4
jövevényszó
B2
Schéma d’usage :
a borrowing from [a language]
The word ballet is a borrowing from French.
A „balett” szó francia eredetű jövevényszó.
English contains many borrowings from French, Latin, and Norse.
Az angol nyelv sok francia, latin és óészaki eredetű jövevényszót tartalmaz.
Some borrowings keep their original pronunciation for a long time.
Exemples pédagogiques
Piano is a borrowing from Italian.
A „piano” szó olasz eredetű jövevényszó.
English has many borrowings.
Az angolban sok jövevényszó van.
Erreur fréquente :
A borrowing in linguistics is not money; it means a language item taken from another language.
Sens
Loanword or imported language feature
Collocations
linguistic borrowing
|lexical borrowing
|French borrowing
|English borrowing
|direct borrowing
|early borrowing
|semantic borrowing
|phonological borrowing
Synonymes
loanword (usually refers specifically to a borrowed word)
|
loan (technical term for a borrowed language item)
Antonymes
native word (a word that developed within the language)
|
coinage (a newly created word rather than a borrowed one)
Thèmes
language
|linguistics
|vocabulary
Définition
a word or language feature taken from another language
A word, phrase, sound, or grammatical feature that one language has taken from another language.
NOM
B2
5
Schéma d’usage :
borrowing from [a source]; borrowing of [an idea/style]
The film's borrowing from comic books is clear in its colors and camera angles.
A film képregényekből átvett elemei világosan látszanak a színekben és a kamerabeállításokban.
Her music shows creative borrowing from jazz and West African rhythms.
Zenéjében érződik a jazzből és a nyugat-afrikai ritmusokból való kreatív merítés.
Critics argued that the design crossed the line from borrowing into copying.
Exemples pédagogiques
The artist's borrowing from old posters is easy to see.
Könnyű észrevenni, hogy a művész régi plakátokból merített.
Borrowing ideas is acceptable if you give credit.
Az ötletek átvétele elfogadható, ha megjelölöd a forrást.
Erreur fréquente :
Borrowing can be neutral or approved; plagiarism means dishonest copying without proper credit.
Sens
Adopting ideas or styles
Collocations
cultural borrowing
|artistic borrowing
|creative borrowing
|stylistic borrowing
|heavy borrowing
|direct borrowing
|unacknowledged borrowing
|borrowing from tradition
Synonymes
adoption (neutral; emphasizes taking something up for use)
|
appropriation (often suggests unfair or insensitive taking, especially from a culture)
|
influence (less direct than borrowing)
Antonymes
originality (creating something new rather than taking from another source)
|
invention (making something new rather than adapting what exists)
Thèmes
creativity
|culture
|art
|ideas
Définition
using an idea or style from another person, culture, or tradition
The use or adaptation of an idea, method, image, style, or cultural element taken from another source.
Grammaire
Forme canonique
borrowing
API
GB/bˈɑɹoʊɪŋ/
US/bˈɑɹoʊɪŋ/
Syllabes et accentuation
bor - row - ing (3 syllabes)
Stress on 1st syllable (bor)
Formes du mot
Noun
- Base: borrowing
- Plural: borrowing, borrowings
Expressions
borrowing costs
1/bˈɑɹoʊɪŋ kˈɔsts/
fixed phrase
business
Interest and fees on loans
the extra money you pay when you borrow money
Exemples
- The central bank raised rates, increasing borrowing costs for households.
- Lower borrowing costs made it easier for the company to invest.
- Rising borrowing costs have slowed the housing market.
Exemples pédagogiques
- Borrowing costs are higher this year.
- Low borrowing costs help buyers.
borrowing limit
1/bˈɑɹoʊɪŋ lˈɪmɪt/
fixed phrase
Maximum allowed borrowing
the most you are allowed to borrow
Exemples
- The credit card has a borrowing limit of $5,000.
- Students can request a higher library borrowing limit.
- The new rules set a strict borrowing limit for local councils.
Exemples pédagogiques
- My borrowing limit is $1,000.
- The library has a borrowing limit of ten books.
borrowing power
1/bˈɑɹoʊɪŋ pˈaʊɚ/
fixed phrase
business
Ability to borrow money
how much money someone can borrow
Exemples
- A larger down payment can increase your borrowing power.
- The merger strengthened the firm's borrowing power with banks.
- Missed payments can reduce your borrowing power for years.
Exemples pédagogiques
- A good credit score gives you more borrowing power.
- My borrowing power is too low for that house.
borrowing rate
1/bˈɑɹoʊɪŋ ɹˈeɪt/
fixed phrase
business
Interest rate on borrowed money
the interest rate you pay when you borrow money
Exemples
- Their borrowing rate fell after the company's credit rating improved.
- Mortgage borrowing rates are higher than they were last year.
- The bank offered a lower borrowing rate to customers with strong credit.
Exemples pédagogiques
- The borrowing rate is 6 percent.
- We need a lower borrowing rate.
cultural borrowing
1/kˈʌlt͡ʃɚəl bˈɑɹoʊɪŋ/
fixed phrase
Adopting from another culture
using ideas, styles, or customs from another culture
Exemples
- The festival reflects centuries of cultural borrowing between neighboring communities.
- Designers often use cultural borrowing, but they should understand and credit their sources.
- The restaurant's menu shows cultural borrowing without simply copying one tradition.
Exemples pédagogiques
- The music shows cultural borrowing.
- Cultural borrowing can create new styles.
government borrowing
1/ɡˈʌvɚnmənt bˈɑɹoʊɪŋ/
fixed phrase
business
Money borrowed by government
money the government borrows to pay for public spending
Exemples
- Government borrowing rose sharply during the recession.
- The finance minister promised to reduce government borrowing over the next three years.
- Higher tax receipts helped keep government borrowing below forecasts.
Exemples pédagogiques
- Government borrowing increased last year.
- The country wants less government borrowing.
lexical borrowing
1/lˈɛksɪkəl bˈɑɹoʊɪŋ/
fixed phrase
technical
Words taken from another language
when one language takes words from another language
Exemples
- Sushi in English is an example of lexical borrowing from Japanese.
- Lexical borrowing often happens when communities trade or live close together.
- The study compares lexical borrowing in Spanish and Tagalog.
Exemples pédagogiques
- English has lexical borrowing from French.
- Pizza is a result of lexical borrowing.