Inglese

uninsured

gb/ˌʌnɪnʃˈʊɹd/ us/ˌʌnɪnʃˈʊɹd/
B2 Inglese
~ 8700
Accezioni
0 accezioni
adjective B2 property
1

not protected by insurance

Not having insurance to pay if something bad happens or if you need care or repairs.

Schema d'uso: [someone]/[something] is uninsured
Errore comune:
Learners sometimes confuse "uninsured" with "ensured" or "assured" because they look similar. "Uninsured" is only about not having insurance. Also, some learners think it can describe feelings (e.g. *"I feel uninsured"*); it should describe protection or status related to insurance, not emotions.
Sinonimi
without insurance (More explicit phrase; slightly more casual and longer but same basic meaning.) | not covered (Often used in insurance discussions; can also refer to specific risks rather than having no policy at all.)
Contrari
insured (Direct opposite; clearly states that someone or something has insurance coverage.) | covered (Common in insurance talk, meaning protection exists, often for a specific risk or cost.)
Collocazioni
uninsured driver |uninsured motorist |uninsured patient |uninsured losses |remain uninsured |leave [someone] uninsured
Temi
finance |law |transport |healthcare |health |core_vocabulary
Esempi
  • The car was completely uninsured when the accident happened.
  • Many young adults remain uninsured because they cannot afford monthly premiums.
  • If your phone is uninsured, you will have to pay for any repairs yourself.
  • The company was sued for hiring uninsured contractors.
  • After the storm, hundreds of uninsured homes were badly damaged.
Esempi per chi studia
  • My brother is uninsured, so he is afraid to get sick.
  • That old bike is uninsured, but I do not worry about it.
  • The driver was uninsured and had to pay for everything.
  • I do not want to be uninsured when I travel.
  • Her small shop stayed uninsured to save money.
Sostantivo C1 entity
2

people who lack insurance

All the people who do not have any insurance, often talked about as a group in news or politics.

Schema d'uso: the uninsured [verb]
Errore comune:
Learners may incorrectly say *"an uninsured"* to refer to one person. In this noun use, "the uninsured" almost always refers to people as a group. To talk about one person, use the adjective: "an uninsured driver", "an uninsured worker".
Sinonimi
people without insurance (Longer and more explicit phrase, used when speaking more generally or clearly to non-specialists.)
Contrari
the insured (Standard opposite group term meaning people who do have insurance coverage.)
Collocazioni
the uninsured rate |millions of uninsured |low-income uninsured |care for the uninsured |services for the uninsured |coverage for the uninsured
Temi
healthcare |politics |finance |health |core_vocabulary
Esempi
  • The new law aims to reduce the number of uninsured in the country.
  • Clinics in this area provide low-cost care for the uninsured.
  • Policymakers are debating how to help the uninsured get basic health coverage.
  • In this state, the uninsured are more likely to skip necessary medical treatment.
  • Programs have been created to connect the uninsured with affordable plans.
Esempi per chi studia
  • The government wants to help the uninsured.
  • This hospital gives free care to the uninsured.
  • Many uninsured do not go to the doctor.
  • The number of uninsured is falling this year.
  • Charities raise money for the uninsured.
Grammatica
Forma base
uninsured
IPA
GB/ˌʌnɪnʃˈʊɹd/
US/ˌʌnɪnʃˈʊɹd/
Sillabe e accento
un - in - sured (3 sillabe)
Stress on 3rd syllable (sured)
Forme flesse
Adjective
  • Base: uninsured
Famiglia di parole
Core family
insure verb B2 insurance noun B1 insured adjective insurer noun B2
Related words
insurable adjective
Negative and opposite forms
uninsurable adjective
Advanced or less common
reinsurance noun underinsured adjective
Espressioni

the uninsured

1
/ðə ˌʌnɪnʃˈʊɹd/
fixed phrase

group term for uninsured people

All people who do not have insurance, talked about together as one group.

Esempi
  • The government introduced a plan to expand coverage for the uninsured.
  • Nonprofit clinics play a key role in treating the uninsured.
  • Politicians disagree on how to reduce the number of the uninsured.

uninsured driver

1
/ˌʌnɪnʃˈʊɹd dɹˈaɪvɚ/
fixed phrase

driver without auto insurance

A person who drives a car but does not have car insurance.

Esempi
  • The police fined the uninsured driver for breaking the law.
  • An uninsured driver crashed into her car on the highway.
  • Campaigns warn about the risks of being an uninsured driver.

uninsured losses

1
/ˌʌnɪnʃˈʊɹd lˈɔsɪz/
fixed phrase technical

costs not covered by insurance

Money you lose from damage or problems that your insurance does not pay for.

Esempi
  • The company had to cover significant uninsured losses after the flood.
  • Their policy left them with large uninsured losses to pay out of pocket.
  • Travelers are advised to buy extra insurance to avoid uninsured losses.

uninsured motorist coverage

1
/ˌʌnɪnʃˈʊɹd mˈoʊtɚɪst kˈʌvɚɪd͡ʒ/
fixed phrase technical

auto insurance for uninsured drivers

A part of car insurance that pays your costs if another driver causes an accident and that driver has no insurance.

Esempi
  • Our policy includes uninsured motorist coverage in case we are hit by an uninsured driver.
  • In some states, uninsured motorist coverage is required by law.
  • He added uninsured motorist coverage after hearing about a friend's accident with an uninsured driver.

uninsured patient

1
/ˌʌnɪnʃˈʊɹd pˈeɪʃənt/
fixed phrase

patient without health insurance

A person who needs medical care but does not have health insurance.

Esempi
  • The clinic offers discounts for every uninsured patient.
  • Hospitals often struggle with the cost of treating the uninsured patient population.
  • As an uninsured patient, he had to ask about payment plans before surgery.

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