insolvency
gb/ɪnsˈɑlvənsi/ us/ɪnsˈɑlvənsi/
C1
Inglês
fizetésképtelenség, fizetésképtelenségi eset
SUBSTANTIVO
C1
BUSINESS
1
Padrão de uso:
insolvency; [someone/something]'s insolvency; in insolvency; near/on the brink of insolvency
The airline was close to insolvency after months of travel restrictions.
A légitársaság a hónapokig tartó utazási korlátozások után közel került a fizetésképtelenséghez.
Directors must act carefully when a company is facing insolvency.
A vezetőknek körültekintően kell eljárniuk, amikor egy vállalat fizetésképtelenséggel néz szembe.
The rescue loan was designed to keep the business out of insolvency.
Exemplos para estudantes
The company could not pay its debts and faced insolvency.
A vállalat nem tudta fizetni a tartozásait, és fizetésképtelenséggel nézett szembe.
The bank helped the business avoid insolvency.
A bank segített a vállalkozásnak elkerülni a fizetésképtelenséget.
Erro comum:
Insolvency is the noun; the adjective is insolvent. Bankruptcy is usually a legal process or status, while insolvency is the financial condition.
Significado
inability to pay debts
Colocações
face insolvency
|avoid insolvency
|risk insolvency
|near insolvency
|the brink of insolvency
|insolvency proceedings
|corporate insolvency
|personal insolvency
|insolvency risk
|insolvency law
Sinônimos
inability to pay debts (plain descriptive phrase, less formal)
|
bankruptcy (often refers to a formal legal process or status, not just the financial condition)
|
financial distress (broader and less exact; may not mean debts cannot be paid)
Antônimos
solvency (the ability to pay debts as they become due)
|
financial health (a broader positive financial condition)
Temas
finance
|business
|law
|debt
Definição
a situation in which a person or organization cannot pay what they owe
The state of being unable to pay debts when they are due, or of having liabilities greater than assets.
SUBSTANTIVO
C1
BUSINESS
2
Padrão de uso:
insolvencies; [number] insolvencies in [sector/place]
Retail insolvencies increased sharply during the recession.
A kiskereskedelmi fizetésképtelenségi esetek száma meredeken emelkedett a recesszió idején.
The report counted 120 construction-sector insolvencies in the first quarter.
A jelentés 120 fizetésképtelenségi esetet számolt össze az építőiparban az első negyedévben.
A wave of insolvencies hit small restaurants after rents rose.
Exemplos para estudantes
There were fewer insolvencies this year.
Idén kevesebb fizetésképtelenségi eset volt.
The city saw many business insolvencies after the storm.
A vihar után sok fizetésképtelenségi eset volt a város vállalkozásai körében.
Erro comum:
In the plural, insolvencies means cases of insolvency, not amounts of debt.
Significado
case of financial failure
Colocações
corporate insolvencies
|business insolvencies
|personal insolvencies
|rise in insolvencies
|increase in insolvencies
|fall in insolvencies
|number of insolvencies
|wave of insolvencies
|retail insolvencies
|insolvency rate
Sinônimos
bankruptcies (usually refers to formal legal cases and may be jurisdiction-specific)
|
business failures (broader; a business may fail for reasons not strictly involving insolvency)
|
collapses (more general and often more dramatic)
Antônimos
business survival (the company continues operating instead of failing financially)
|
turnaround (a recovery from financial trouble rather than a failure)
Temas
finance
|business
|statistics
|debt
Definição
one case of a person or company being unable to pay its debts
An individual case in which a person or organization becomes insolvent, especially a business failure recorded in official or industry statistics.
Gramática
Forma no dicionário
insolvency
AFI
GB/ɪnsˈɑlvənsi/
US/ɪnsˈɑlvənsi/
Sílabas e tonicidade
in - solv - ency (3 sílabas)
Stress on 2nd syllable (solv)
Formas da palavra
Noun
- Base: insolvency
- Plural: insolvencies, insolvency
Expressões
balance-sheet insolvency
1/bˈæləns ʃˈit ɪnsˈɑlvənsi/
fixed phrase
technical
liabilities exceed assets
when what a person or company owes is greater than what it owns
Exemplos
- The audit suggested balance-sheet insolvency because the group's liabilities exceeded its assets.
- A company may show signs of balance-sheet insolvency long before it runs out of cash.
- The court considered evidence of balance-sheet insolvency.
Exemplos para estudantes
- Balance-sheet insolvency means debts are bigger than assets.
- The company was balance-sheet insolvent.
cash-flow insolvency
1/kˈæʃ flˈoʊ ɪnsˈɑlvənsi/
fixed phrase
technical
no cash for debts
when there is not enough available money to pay bills on time
Exemplos
- The company had valuable equipment but suffered cash-flow insolvency when customers paid late.
- A seasonal business can face cash-flow insolvency even when it is profitable on paper.
- The directors monitored cash-flow insolvency risk weekly.
Exemplos para estudantes
- The company had assets but no cash, so it faced cash-flow insolvency.
- Late payments caused cash-flow insolvency.
corporate insolvency
1/kˈɔɹpɚɪt ɪnsˈɑlvənsi/
fixed phrase
business
company unable to pay
a situation where a company cannot pay its debts
Exemplos
- Corporate insolvency rates rose as borrowing costs increased.
- The firm advises clients on corporate insolvency and restructuring.
- New rules changed how corporate insolvency cases are handled.
Exemplos para estudantes
- Corporate insolvency means a company cannot pay its debts.
- The country had more corporate insolvency cases this year.
file for insolvency
1/fˈaɪl fɚ ɪnsˈɑlvənsi/
fixed phrase
legal
apply for insolvency process
to officially ask for a legal process because you cannot pay your debts
Exemplos
- The manufacturer filed for insolvency after its lender withdrew support.
- Management said it had no choice but to file for insolvency in the local court.
- The startup filed for insolvency when a major investor pulled out.
Exemplos para estudantes
- The company filed for insolvency.
- They filed for insolvency in court.
go into insolvency
1/ɡˈoʊ ˈɪntu ɪnsˈɑlvənsi/
fixed phrase
business
become officially insolvent
to reach a point where you cannot pay debts and must deal with them officially
Exemplos
- Several suppliers lost money when the retailer went into insolvency.
- If the rescue deal fails, the group could go into insolvency within weeks.
- The charity went into insolvency after donations fell sharply.
Exemplos para estudantes
- The shop went into insolvency last month.
- The company may go into insolvency soon.
insolvency practitioner
1/ɪnsˈɑlvənsi pɹæktˈɪʃənɚ/
fixed phrase
legal
licensed insolvency professional
a professional who manages cases where people or companies cannot pay their debts
Exemplos
- An insolvency practitioner was appointed to sell the company's assets.
- The directors met a licensed insolvency practitioner to discuss their options.
- Creditors asked the insolvency practitioner for an update on the sale process.
Exemplos para estudantes
- An insolvency practitioner helped close the company.
- They spoke to an insolvency practitioner.
insolvency proceedings
1/ɪnsˈɑlvənsi pɹoʊsˈidɪŋz/
fixed phrase
legal
formal debt-handling process
an official legal process for dealing with someone who cannot pay their debts
Exemplos
- The company entered insolvency proceedings after talks with lenders failed.
- Creditors were notified when insolvency proceedings began.
- The court opened insolvency proceedings against the construction firm.
Exemplos para estudantes
- The company entered insolvency proceedings.
- The court started insolvency proceedings.
personal insolvency
1/pˈɚsənəl ɪnsˈɑlvənsi/
fixed phrase
business
individual unable to pay
a situation where a person cannot pay their debts
Exemplos
- Personal insolvency cases increased after unemployment rose.
- The charity gives free advice on personal insolvency and debt management.
- A personal insolvency arrangement may allow debtors to repay part of what they owe over time.
Exemplos para estudantes
- Personal insolvency can happen after job loss.
- He got advice about personal insolvency.