Inglês

financing

gb/fɪnˈænsɪŋ/ us/fɪnˈænsɪŋ/
B2 Inglês
Acepções
0 acepção
Substantivo B2 abstract
1

money to pay for something

money that is available or given to pay for something

Padrão de uso: financing for [something]; secure/obtain/provide financing
Erro comum:
Financing is usually uncountable in this sense: say “We need financing,” not “We need a financing,” unless you mean a specific finance transaction in business contexts.
Sinônimos
funding (the most common general equivalent, especially for projects or organizations) | capital (money available for business or investment purposes) | financial support (broader and more explanatory; can include money, credit, or guarantees)
Antônimos
self-funding (using one’s own money instead of outside financing) | cash payment (paying immediately without borrowing or using credit) | lack of funding (the absence of the money needed)
Colocações
secure financing |obtain financing |provide financing |need financing |financing for a project |bank financing |private financing |public financing |short-term financing |startup financing
Temas
finance |business |money |loans
Exemplos
  • The company secured financing for a new factory outside Chicago.
  • Without additional financing, the project will have to be delayed.
  • Many small businesses rely on bank financing when they want to expand.
Exemplos para estudantes
  • We need financing for the new shop.
  • The school found financing for the program.
Substantivo B2 process
2

arranging money or credit

the way money is arranged to pay for something

Padrão de uso: the financing of [something]; financing options/arrangements/plan for [something]
Erro comum:
Do not confuse financing with repayment. Financing is how the money is obtained; repayment is how borrowed money is paid back.
Sinônimos
funding arrangement (emphasizes the agreed way money will be provided) | capital raising (business term for obtaining money from lenders or investors) | finance plan (often used for a payment plan or loan for a purchase)
Antônimos
paying upfront (paying the full amount immediately instead of arranging credit) | self-financing (using internal or personal funds rather than outside arrangements)
Colocações
financing options |financing arrangement |financing plan |financing package |financing terms |financing costs |financing deal |financing model |financing mechanism |financing structure
Temas
finance |business |planning |loans
Exemplos
  • Before we buy the equipment, we need to choose a financing plan.
  • The financing of the new rail line will involve both public and private money.
  • The board reviewed several financing options for the expansion.
Exemplos para estudantes
  • They chose a simple financing plan.
  • The financing of the building is still not clear.
Verbo B2 action
3

providing money for something

giving or arranging the money needed for something

Padrão de uso: [someone/something] is financing [something]
Erro comum:
Use a direct object with the verb: “The bank is financing the project,” not “The bank is financing for the project.”
Sinônimos
funding (more general and common; often means paying for something directly) | bankrolling (informal; suggests paying a large amount for someone’s activity) | underwriting (more formal; often suggests guaranteeing financial support or taking financial risk)
Antônimos
defunding (removing or stopping financial support) | refusing to fund (choosing not to provide money) | withdrawing funding (ending money that had already been promised or provided)
Colocações
financing a purchase |financing a project |financing a car |financing a house |financing operations |financing expansion |financing development |financing construction |financing the deal |privately financing
Temas
finance |business |money |loans
Exemplos
  • The bank is financing the company’s move to a larger office.
  • Several private investors are financing the film.
  • The city is financing the repairs through a mix of grants and bonds.
Exemplos para estudantes
  • The bank is financing my car.
  • Investors are financing the new app.
Gramática
Forma no dicionário
financing
AFI
GB/fɪnˈænsɪŋ/
US/fɪnˈænsɪŋ/
Sílabas e tonicidade
fin - an - cing (3 sílabas)
Stress on 2nd syllable (an)
Formas da palavra
Noun
  • Base: financing
  • Plural: financing, financings
Expressões

bridge financing

1
/bɹˈɪd͡ʒ fɪnˈænsɪŋ/
fixed phrase business

short-term temporary funding

temporary money used until permanent money is available

Exemplos
  • The company secured bridge financing while it negotiated a larger investment deal.
  • Bridge financing allowed the buyers to close on the new house before selling their old one.
  • The nonprofit used bridge financing until the grant money arrived.

campaign financing

1
/kæmpˈeɪn fɪnˈænsɪŋ/
fixed phrase

money for political campaigns

money used to pay for political election campaigns

Exemplos
  • The court’s decision changed several campaign financing rules.
  • Voters are asking for more transparency in campaign financing.
  • The senator proposed stricter limits on campaign financing.

car financing

1
/kˈɑɹ fɪnˈænsɪŋ/
fixed phrase

payment plan for a car

a loan or payment plan for buying a car

Exemplos
  • The dealer offered car financing with no payments for the first three months.
  • Compare car financing rates before you sign the contract.
  • Bad credit can make car financing more expensive.

debt financing

1
/dˈɛt fɪnˈænsɪŋ/
fixed phrase business

raising money by borrowing

getting money through loans that must be paid back

Exemplos
  • The company used debt financing to buy new equipment.
  • Debt financing can be cheaper than selling shares, but it increases repayment obligations.
  • Many startups avoid heavy debt financing because early revenue is uncertain.

equity financing

1
/ˈɛkwɪti fɪnˈænsɪŋ/
fixed phrase business

raising money by selling ownership

getting money from investors by giving them part ownership of a company

Exemplos
  • The founders chose equity financing so they would not have to make loan payments right away.
  • Equity financing can help a young company grow quickly, but it reduces the owners’ share of the business.
  • The startup raised equity financing from two venture capital firms.

financing round

1
/fɪnˈænsɪŋ ɹˈaʊnd/
fixed phrase business

startup investment stage

a stage when a company gets money from investors

Exemplos
  • The startup closed a $20 million financing round led by a major venture capital firm.
  • The new financing round will help the company hire engineers and enter new markets.
  • Investors joined the financing round after seeing strong user growth.

in-house financing

1
/ˈɪn hˈaʊs fɪnˈænsɪŋ/
fixed phrase business

seller-provided payment plan

a payment plan from the seller, not from a separate bank

Exemplos
  • The furniture store offers in-house financing for purchases over $1,000.
  • Some car dealers provide in-house financing to customers who cannot get a bank loan.
  • In-house financing may be convenient, but the interest rate can be high.

seller financing

1
/sˈɛlɚ fɪnˈænsɪŋ/
fixed phrase business

seller acts as lender

when the seller lets the buyer pay over time like a loan

Exemplos
  • The buyer could not qualify for a bank loan, so the owner offered seller financing.
  • Seller financing is common in some small-business and real-estate deals.
  • The contract explained the interest rate and repayment schedule for the seller financing.

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