financing
gb/fɪnˈænsɪŋ/ us/fɪnˈænsɪŋ/
B2
Engleză
Sensuri
0 sensuri
Substantiv
B2
abstract
1
money to pay for something
money that is available or given to pay for something
Tipar de utilizare:
financing for [something]; secure/obtain/provide financing
Greșeală frecventă:
Financing is usually uncountable in this sense: say “We need financing,” not “We need a financing,” unless you mean a specific finance transaction in business contexts.
Sinonime
funding (the most common general equivalent, especially for projects or organizations)
|
capital (money available for business or investment purposes)
|
financial support (broader and more explanatory; can include money, credit, or guarantees)
Antonime
self-funding (using one’s own money instead of outside financing)
|
cash payment (paying immediately without borrowing or using credit)
|
lack of funding (the absence of the money needed)
Colocații
secure financing
|obtain financing
|provide financing
|need financing
|financing for a project
|bank financing
|private financing
|public financing
|short-term financing
|startup financing
Teme
finance
|business
|money
|loans
Exemple
- The company secured financing for a new factory outside Chicago.
- Without additional financing, the project will have to be delayed.
- Many small businesses rely on bank financing when they want to expand.
Exemple pentru cursanți
- We need financing for the new shop.
- The school found financing for the program.
Substantiv
B2
process
2
arranging money or credit
the way money is arranged to pay for something
Tipar de utilizare:
the financing of [something]; financing options/arrangements/plan for [something]
Greșeală frecventă:
Do not confuse financing with repayment. Financing is how the money is obtained; repayment is how borrowed money is paid back.
Sinonime
funding arrangement (emphasizes the agreed way money will be provided)
|
capital raising (business term for obtaining money from lenders or investors)
|
finance plan (often used for a payment plan or loan for a purchase)
Antonime
paying upfront (paying the full amount immediately instead of arranging credit)
|
self-financing (using internal or personal funds rather than outside arrangements)
Colocații
financing options
|financing arrangement
|financing plan
|financing package
|financing terms
|financing costs
|financing deal
|financing model
|financing mechanism
|financing structure
Teme
finance
|business
|planning
|loans
Exemple
- Before we buy the equipment, we need to choose a financing plan.
- The financing of the new rail line will involve both public and private money.
- The board reviewed several financing options for the expansion.
Exemple pentru cursanți
- They chose a simple financing plan.
- The financing of the building is still not clear.
Verb
B2
action
3
providing money for something
giving or arranging the money needed for something
Tipar de utilizare:
[someone/something] is financing [something]
Greșeală frecventă:
Use a direct object with the verb: “The bank is financing the project,” not “The bank is financing for the project.”
Sinonime
funding (more general and common; often means paying for something directly)
|
bankrolling (informal; suggests paying a large amount for someone’s activity)
|
underwriting (more formal; often suggests guaranteeing financial support or taking financial risk)
Antonime
defunding (removing or stopping financial support)
|
refusing to fund (choosing not to provide money)
|
withdrawing funding (ending money that had already been promised or provided)
Colocații
financing a purchase
|financing a project
|financing a car
|financing a house
|financing operations
|financing expansion
|financing development
|financing construction
|financing the deal
|privately financing
Teme
finance
|business
|money
|loans
Exemple
- The bank is financing the company’s move to a larger office.
- Several private investors are financing the film.
- The city is financing the repairs through a mix of grants and bonds.
Exemple pentru cursanți
- The bank is financing my car.
- Investors are financing the new app.
Gramatică
Forma de dicționar
financing
IPA
GB/fɪnˈænsɪŋ/
US/fɪnˈænsɪŋ/
Silabe și accent
fin - an - cing (3 silabe)
Stress on 2nd syllable (an)
Forme ale cuvântului
Noun
- Base: financing
- Plural: financing, financings
Expresii
bridge financing
1/bɹˈɪd͡ʒ fɪnˈænsɪŋ/
fixed phrase
business
short-term temporary funding
temporary money used until permanent money is available
Exemple
- The company secured bridge financing while it negotiated a larger investment deal.
- Bridge financing allowed the buyers to close on the new house before selling their old one.
- The nonprofit used bridge financing until the grant money arrived.
campaign financing
1/kæmpˈeɪn fɪnˈænsɪŋ/
fixed phrase
money for political campaigns
money used to pay for political election campaigns
Exemple
- The court’s decision changed several campaign financing rules.
- Voters are asking for more transparency in campaign financing.
- The senator proposed stricter limits on campaign financing.
car financing
1/kˈɑɹ fɪnˈænsɪŋ/
fixed phrase
payment plan for a car
a loan or payment plan for buying a car
Exemple
- The dealer offered car financing with no payments for the first three months.
- Compare car financing rates before you sign the contract.
- Bad credit can make car financing more expensive.
debt financing
1/dˈɛt fɪnˈænsɪŋ/
fixed phrase
business
raising money by borrowing
getting money through loans that must be paid back
Exemple
- The company used debt financing to buy new equipment.
- Debt financing can be cheaper than selling shares, but it increases repayment obligations.
- Many startups avoid heavy debt financing because early revenue is uncertain.
equity financing
1/ˈɛkwɪti fɪnˈænsɪŋ/
fixed phrase
business
raising money by selling ownership
getting money from investors by giving them part ownership of a company
Exemple
- The founders chose equity financing so they would not have to make loan payments right away.
- Equity financing can help a young company grow quickly, but it reduces the owners’ share of the business.
- The startup raised equity financing from two venture capital firms.
financing round
1/fɪnˈænsɪŋ ɹˈaʊnd/
fixed phrase
business
startup investment stage
a stage when a company gets money from investors
Exemple
- The startup closed a $20 million financing round led by a major venture capital firm.
- The new financing round will help the company hire engineers and enter new markets.
- Investors joined the financing round after seeing strong user growth.
in-house financing
1/ˈɪn hˈaʊs fɪnˈænsɪŋ/
fixed phrase
business
seller-provided payment plan
a payment plan from the seller, not from a separate bank
Exemple
- The furniture store offers in-house financing for purchases over $1,000.
- Some car dealers provide in-house financing to customers who cannot get a bank loan.
- In-house financing may be convenient, but the interest rate can be high.
seller financing
1/sˈɛlɚ fɪnˈænsɪŋ/
fixed phrase
business
seller acts as lender
when the seller lets the buyer pay over time like a loan
Exemple
- The buyer could not qualify for a bank loan, so the owner offered seller financing.
- Seller financing is common in some small-business and real-estate deals.
- The contract explained the interest rate and repayment schedule for the seller financing.