underwriter
gb/ˈʌndɚɹˌaɪtɚ/ us/ˈʌndɚɹˌaɪtɚ/
C1
Angličtina
biztosítási kockázatelbíráló, hitelbíráló, jegyzésvezető, támogató, szponzor
PODSTATNÉ JMÉNO
C1
BUSINESS
1
Vzorec užití:
[insurance] underwriter; underwriter for [insurer]; underwriter reviews/approves/declines [application]
An underwriter reviews each application and decides what premium the customer should pay.
A biztosítási kockázatelbíráló minden kérelmet átnéz, és eldönti, mekkora biztosítási díjat kell fizetnie az ügyfélnek.
The underwriter refused to cover the building until the wiring was repaired.
A biztosítási kockázatelbíráló addig nem vállalta az épület biztosítását, amíg meg nem javították a vezetékeket.
Her file went to a senior underwriter because of her medical history.
Učební příklady
The underwriter checked the insurance application.
A biztosítási kockázatelbíráló ellenőrizte a biztosítási kérelmet.
The underwriter said the policy would cost more.
A biztosítási kockázatelbíráló azt mondta, hogy magasabb lesz a biztosítási díj.
Častá chyba:
Do not confuse an underwriter with an insurance agent; an agent usually sells policies, while an underwriter evaluates risk.
Význam
Insurance risk evaluator
Kolokace
insurance underwriter
|life insurance underwriter
|health insurance underwriter
|senior underwriter
|underwriter approval
|underwriter review
|underwriter guidelines
|underwriter assesses risk
|underwriter sets premiums
|underwriter rejects an application
Synonyma
risk assessor (Broader term emphasizing the evaluation of risk.)
|
insurer (Usually refers to the company that provides insurance, not the individual employee.)
Antonyma
policyholder (The customer who owns the insurance policy.)
|
insured (The person or thing protected by the insurance.)
Témata
insurance
|business
|risk
|finance
Definice
A person or company that decides if insurance is too risky and how much it should cost.
A person or company that evaluates the risk of insuring someone or something and decides whether to provide insurance, on what terms, and at what price.
PODSTATNÉ JMÉNO
C1
BUSINESS
2
hitelbíráló
B2
Vzorec užití:
[loan/mortgage/credit] underwriter; underwriter approves/denies [loan/application]
The underwriter asked us to explain a large deposit before approving the mortgage.
A hitelbíráló azt kérte tőlünk, hogy magyarázzuk meg a nagy összegű befizetést, mielőtt jóváhagyja a jelzáloghitelt.
Once the loan underwriter signed off, the closing date was confirmed.
Miután a hitelbíráló jóváhagyta a hitelt, megerősítették a szerződéskötés időpontját.
A credit underwriter looks at income, debt, and repayment history.
Učební příklady
The underwriter checked our loan papers.
A hitelbíráló átnézte a hitelkérelmünkhöz tartozó papírokat.
The bank sent the file to an underwriter.
A bank elküldte az ügyiratot egy hitelbírálónak.
Častá chyba:
An underwriter is not the borrower; it is the lender's reviewer.
Význam
Loan application risk evaluator
Kolokace
mortgage underwriter
|loan underwriter
|credit underwriter
|underwriter approval
|underwriter review
|underwriter guidelines
|underwriter requests documents
|underwriter clears conditions
|underwriter denies the loan
|loan file goes to the underwriter
Synonyma
credit analyst (Often analyzes credit risk; may not have final approval authority.)
|
loan reviewer (More general and less technical.)
Antonyma
borrower (The person or organization asking for the loan.)
|
loan applicant (The person whose application is being evaluated.)
Témata
banking
|loans
|credit
|finance
Definice
A person or team that checks whether a bank should approve a loan.
A person, team, or organization that evaluates a loan or credit application and decides whether it meets the lender's risk standards.
PODSTATNÉ JMÉNO
C1
BUSINESS
3
Vzorec užití:
underwriter for/of [IPO/offering]; lead underwriter; underwriter agrees to buy/sell [securities]
The startup chose two banks as underwriters for its IPO.
A startup a tőzsdei bevezetéséhez két bankot választott jegyzésvezetőnek.
The underwriters agreed to buy any bonds that investors did not purchase.
A jegyzésvezetők vállalták, hogy megveszik azokat a kötvényeket, amelyeket a befektetők nem vásárolnak meg.
The company paid substantial fees to the underwriter after the share offering.
Učební příklady
The bank was the underwriter for the share sale.
A bank volt a részvénykibocsátás jegyzésvezetője.
The underwriter helped sell the new shares.
A jegyzésvezető segített értékesíteni az új részvényeket.
Častá chyba:
An underwriter is not just any investor; it helps arrange, sell, or guarantee the securities offering.
Význam
Securities offering guarantor
Kolokace
lead underwriter
|IPO underwriter
|securities underwriter
|bond underwriter
|equity underwriter
|co-underwriter
|underwriter fees
|underwriter discount
|underwriter spread
|underwriter syndicate
Synonyma
investment bank (The type of institution that often acts as an underwriter.)
|
bookrunner (A more specific term for a bank managing the order book in an offering.)
Antonyma
issuer (The company or government raising money by issuing securities.)
|
investor (The person or institution buying the securities.)
Témata
investing
|banking
|stocks
|business
|finance
Definice
A bank that helps a company sell new shares or bonds to investors.
A financial institution, usually an investment bank, that manages the sale of newly issued shares or bonds and may take financial responsibility for selling them.
PODSTATNÉ JMÉNO
C1
FORMAL
4
Vzorec užití:
underwriter of/for [program/event/project]; made possible by [underwriters]
The museum thanked a local foundation as the main underwriter of the exhibition.
A múzeum egy helyi alapítványnak mondott köszönetet a kiállítás fő támogatójáként.
The podcast relies on several underwriters rather than traditional ads.
A podcast hagyományos hirdetések helyett több támogatóra támaszkodik.
The concert series found a corporate underwriter to cover most of its costs.
Učební příklady
A local company was the underwriter for the show.
A műsor támogatója egy helyi cég volt.
The festival needs an underwriter to help pay its costs.
A fesztiválnak szüksége van egy támogatóra, hogy segítsen fedezni a költségeit.
Častá chyba:
In this use, underwriter means a sponsor or funder, not an insurance worker.
Význam
Financial sponsor or backer
Kolokace
corporate underwriter
|major underwriter
|program underwriter
|public-media underwriter
|underwriter support
|underwriter credit
|underwriter acknowledgment
|underwriter for the series
Synonyma
sponsor (More common and neutral in everyday use.)
|
backer (Slightly informal; emphasizes financial support.)
|
funder (Emphasizes providing money, especially for projects or organizations.)
Antonyma
recipient (The person or organization receiving the financial support.)
|
grantee (A formal term for an organization or person receiving grant money.)
Témata
funding
|media
|nonprofits
|business
Definice
A person or organization that pays to support something, like a show or event.
A person or organization that provides money to support a project, event, program, or organization, often in exchange for public acknowledgment.
Gramatika
Slovníkový tvar
underwriter
IPA
GB/ˈʌndɚɹˌaɪtɚ/
US/ˈʌndɚɹˌaɪtɚ/
Slabiky a přízvuk
un - der - writer (3 slabiky)
Stress on 1st syllable (un)
Tvary slova
Noun
- Base: underwriter
- Plural: underwriters
Výrazy
corporate underwriter
1/kˈɔɹpɚɪt ˈʌndɚɹˌaɪtɚ/
fixed phrase
business
Company funding media or events
A company that pays to support a show, event, or project.
Příklady
- The station thanked its corporate underwriters at the end of the program.
- A local bank became the corporate underwriter for the summer concert series.
- The nonprofit listed each corporate underwriter in the event program.
Učební příklady
- A company was the corporate underwriter for the event.
- The program thanked its corporate underwriter.
ipo underwriter
1/ɪpoʊ ˈʌndɚɹˌaɪtɚ/
fixed phrase
business
Bank managing an IPO
A bank that helps a company sell shares to the public for the first time.
Příklady
- The tech company selected three IPO underwriters before filing its public documents.
- An IPO underwriter can help decide the offering price and market the shares to investors.
- The IPO underwriter earned fees based on the size of the deal.
Učební příklady
- The IPO underwriter helped sell the new shares.
- The company chose a bank as its IPO underwriter.
lead underwriter
1/lˈid ˈʌndɚɹˌaɪtɚ/
fixed phrase
business
Main securities offering bank
The main bank that manages the sale of new shares or bonds.
Příklady
- The company named a major investment bank as lead underwriter for its IPO.
- The lead underwriter helped set the price range for the share offering.
- Other banks joined the deal, but only one served as lead underwriter.
Učební příklady
- The lead underwriter managed the IPO.
- One bank was the lead underwriter.
mortgage underwriter
1/mˈɔɹɡɪd͡ʒ ˈʌndɚɹˌaɪtɚ/
fixed phrase
business
Mortgage application reviewer
A person who checks whether a bank should approve a home loan.
Příklady
- The mortgage underwriter asked for updated pay stubs before approving the loan.
- Our closing was delayed because the mortgage underwriter needed a corrected appraisal.
- A mortgage underwriter checks income, credit history, debts, and property details.
Učební příklady
- The mortgage underwriter checked our income.
- The mortgage underwriter approved the loan.