creditor
gb/kɹˈɛdɪtɚ/ us/kɹˈɛdɪtɚ/
B2
Angličtina
Významy
0 významů
Podstatné jméno
business
B2
role
1
person owed money
A creditor is a person, company, or bank that someone owes money to.
Vzorec užití:
[someone/something] is a creditor; creditor of [someone/something]
Častá chyba:
Do not confuse creditor with debtor: a creditor is owed money; a debtor owes money.
Synonyma
lender (usually a person or institution that gives a loan, not every type of money owed)
|
claimant (often legal; someone making a claim to money or property)
|
payee (the person or organization to be paid in a particular transaction)
Antonyma
debtor (a person or organization that owes money)
|
borrower (someone who receives a loan and must repay it)
Kolokace
major creditor
|largest creditor
|creditor bank
|creditor rights
|creditor claims
|creditor protection
|pay creditors
|owe creditors
|repay creditors
|negotiate with creditors
Témata
finance
|business
|law
|debt
Příklady
- The company is negotiating with its creditors to avoid bankruptcy.
- If you miss several payments, your creditor may charge extra fees.
- Banks are usually among the largest creditors in a corporate restructuring.
Učební příklady
- A creditor is someone you owe money to.
- The shop became her creditor when she bought the furniture on credit.
Gramatika
Slovníkový tvar
creditor
IPA
GB/kɹˈɛdɪtɚ/
US/kɹˈɛdɪtɚ/
Slabiky a přízvuk
cred - it - or (3 slabiky)
Stress on 1st syllable (cred)
Tvary slova
Noun
- Base: creditor
- Plural: creditors
Výrazy
creditor nation
1/kɹˈɛdɪtɚ nˈeɪʃən/
fixed phrase
business
country owed more abroad
A creditor nation is a country that is owed more money by other countries than it owes them.
Příklady
- The country became a major creditor nation after years of trade surpluses.
- Creditor nations can have significant influence in international finance.
- Analysts debated whether the economy was still a net creditor nation.
creditor protection
1/kɹˈɛdɪtɚ pɹətˈɛkʃən/
fixed phrase
legal
protection from creditor claims
Creditor protection gives a person or company temporary legal protection from people they owe money to.
Příklady
- The airline filed for creditor protection while it tried to restructure its debts.
- Creditor protection gave the company time to find new investors.
- The business remained open after seeking creditor protection in court.
judgment creditor
1/d͡ʒˈʌd͡ʒmənt kɹˈɛdɪtɚ/
fixed phrase
legal
court-confirmed creditor
A judgment creditor is someone a court has officially said must be paid.
Příklady
- After winning the lawsuit, she became a judgment creditor.
- The judgment creditor asked the court for permission to seize the debtor’s bank account.
- A judgment creditor may have stronger collection rights than an ordinary creditor.
secured creditor
1/sɪkjˈʊɹd kɹˈɛdɪtɚ/
fixed phrase
legal
creditor backed by collateral
A secured creditor can take certain property if the debt is not paid.
Příklady
- The bank was a secured creditor because the loan was backed by the factory building.
- Secured creditors are often paid before unsecured creditors in bankruptcy.
- As a secured creditor, the lender had a claim on the company’s equipment.
trade creditor
1/tɹˈeɪd kɹˈɛdɪtɚ/
fixed phrase
business
supplier owed by business
A trade creditor is a supplier that a business has not paid yet.
Příklady
- The retailer owed millions to trade creditors after a weak holiday season.
- Trade creditors agreed to extend payment terms for another 60 days.
- The company listed its landlords and suppliers as trade creditors.
unsecured creditor
1/ˌʌnsɪkjˈʊɹd kɹˈɛdɪtɚ/
fixed phrase
legal
creditor without collateral
An unsecured creditor is owed money but does not have a claim to specific property if the debt is not paid.
Příklady
- Suppliers are often unsecured creditors when a company goes bankrupt.
- Unsecured creditors may receive only a small part of what they are owed.
- The court approved a plan to repay unsecured creditors over five years.