Angličtina

illiquidity

gb/ˌɪlɪkwˈɪdɪti/ us/ˌɪlɪkwˈɪdɪti/
C1 Angličtina
Významy
0 významů
Podstatné jméno business C1 property
1

difficulty converting to cash

A situation where something is hard to sell quickly for cash at a fair price.

Vzorec užití: the illiquidity of [an asset/market]; illiquidity in [a market]
Častá chyba:
Do not confuse illiquidity with insolvency. Illiquidity means cash is not readily available; insolvency means debts are greater than assets.
Synonyma
lack of liquidity (Clearer and more common in general English.) | nonmarketability (More technical; emphasizes that an asset is hard to sell.) | poor tradability (Used especially for assets or securities that do not trade easily.)
Antonyma
liquidity (The ability to be sold or converted to cash quickly.) | marketability (The quality of being easy to sell.)
Kolokace
asset illiquidity |market illiquidity |severe illiquidity |relative illiquidity |illiquidity premium |illiquidity discount |illiquidity risk |periods of illiquidity |illiquidity in the market
Témata
finance |investing |markets |business
Příklady
  • The illiquidity of private equity makes it unsuitable for investors who may need their money quickly.
  • Investors often demand higher returns to compensate for illiquidity.
  • During the panic, even normally active bond markets showed signs of severe illiquidity.
Učební příklady
  • Real estate usually has more illiquidity than cash or listed stocks.
  • Illiquidity means the asset may be hard to sell quickly.
Podstatné jméno business C1 state
2

shortage of available cash

A shortage of cash that makes it hard to pay bills or debts on time.

Vzorec užití: illiquidity at [an institution]; [a company] faces/suffers illiquidity
Častá chyba:
Illiquidity is often temporary; it does not always mean the business is bankrupt or insolvent.
Synonyma
cash shortage (Simpler and more general.) | liquidity shortage (Very close in financial contexts.) | funding shortfall (Emphasizes not having enough money available to finance obligations.)
Antonyma
liquidity (Having enough cash or easily available funds.) | cash availability (The practical ability to access money when needed.) | solvency (Not an exact opposite, but contrasts with illiquidity when an entity has enough total assets to cover debts.)
Kolokace
funding illiquidity |temporary illiquidity |corporate illiquidity |bank illiquidity |cash-flow illiquidity |liquidity crisis |risk of illiquidity |illiquidity problems
Témata
finance |banking |business |debt
Příklady
  • The bank first faced illiquidity when depositors withdrew funds faster than it could raise cash.
  • A profitable company can still suffer illiquidity if its customers pay invoices late.
  • The central bank acted quickly to prevent temporary illiquidity from becoming a wider financial crisis.
Učební příklady
  • The company had assets, but it had illiquidity because it needed cash immediately.
  • Illiquidity can make it hard to pay workers and suppliers on time.
Gramatika
Slovníkový tvar
illiquidity
IPA
GB/ˌɪlɪkwˈɪdɪti/
US/ˌɪlɪkwˈɪdɪti/
Slabiky a přízvuk
il - li - quid - ity (4 slabiky)
Stress on 3rd syllable (quid)
Tvary slova
Noun
  • Base: illiquidity
  • Plural: illiquidities
Výrazy

illiquidity crisis

1
/ˌɪlɪkwˈɪdɪti kɹˈaɪsəs/
fixed phrase business

severe shortage of liquidity

A serious lack of cash or buyers in the financial system.

Příklady
  • The central bank provided emergency loans to stop an illiquidity crisis from spreading.
  • A sudden loss of confidence can turn a routine funding problem into an illiquidity crisis.
  • The market froze, and analysts warned of an illiquidity crisis in short-term credit.

illiquidity discount

1
/ˌɪlɪkwˈɪdɪti dˈɪskaʊnt/
fixed phrase technical

lower value for illiquidity

A lower price because an asset is hard to sell.

Příklady
  • The valuation included an illiquidity discount because the shares were not publicly traded.
  • Buyers demanded an illiquidity discount for the minority stake in the private company.
  • Real estate in a weak market may trade with a larger illiquidity discount.

illiquidity premium

1
/ˌɪlɪkwˈɪdɪti pɹˈimiəm/
fixed phrase technical

extra return for illiquidity

Extra return paid because an investment is hard to sell quickly.

Příklady
  • Private equity investors expect an illiquidity premium because their money may be locked up for years.
  • The fund argues that small, rarely traded bonds offer an attractive illiquidity premium.
  • In calm markets, the illiquidity premium may shrink as more investors seek higher returns.

illiquidity risk

1
/ˌɪlɪkwˈɪdɪti ɹˈɪsk/
fixed phrase technical

risk of hard selling

The danger that you cannot get cash quickly when you need it.

Příklady
  • The portfolio manager reduced exposure to assets with high illiquidity risk.
  • Long lock-up periods increase the illiquidity risk for investors.
  • Banks monitor illiquidity risk so that short-term obligations can still be met during stress.

illiquidity spiral

1
/ˌɪlɪkwˈɪdɪti spˈaɪɹəl/
fixed phrase technical

self-reinforcing liquidity collapse

A worsening cycle where people must sell assets, prices fall, and cash becomes even harder to get.

Příklady
  • Forced selling by leveraged funds can create an illiquidity spiral in a stressed market.
  • Regulators worried that margin calls would trigger an illiquidity spiral.
  • The intervention was designed to break the illiquidity spiral before prices collapsed further.

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