Angličtina

repayment

gb/ɹipˈeɪmənt/ us/ɹipˈeɪmənt/
B2 Angličtina
~ 8600
Významy
0 významů
Podstatné jméno B2 action
1

act of paying back money

When you pay back money that you borrowed or owed.

Vzorec užití: make [a] repayment on [a loan/debt]
Častá chyba:
Learners often say *"return the loan"* instead of *"repay the loan"* or *"make repayment of the loan"*. Also, the common pattern is *"repayment of [something]"* (e.g. *"repayment of the loan"*), not *"repayment for the loan"* when talking about money.
Synonyma
payback (More informal and sometimes emotional, but also used for the act of paying back money.) | settlement (More formal; often used for paying off a debt completely, not just a regular repayment.)
Antonyma
default (Refers to failing to pay back money as agreed, which is the opposite of making repayment.)
Kolokace
loan repayment |mortgage repayment |debt repayment |repayment of the loan |repayment terms |repayment of principal
Témata
finance |business |daily life
Příklady
  • Early repayment of the loan will save you a lot of interest.
  • The bank does not charge a fee for the repayment of your mortgage before the end of the term.
  • He fell behind on the repayment of his student debt after losing his job.
  • They agreed on a five-year repayment of the business loan.
  • Government policies aim to make repayment of educational loans more flexible.
Učební příklady
  • I finished repayment of my car loan last year.
  • The bank gave her more time for repayment of the debt.
  • Repayment of the loan starts next month.
  • He made the final repayment on his credit card.
  • They talked about the repayment of their house loan.
Podstatné jméno B2 quantity
2

sum of money paid back

A payment of money that you make to pay back part of a loan or debt.

Vzorec užití: [someone] makes a repayment of [amount]
Častá chyba:
Learners sometimes confuse *"repayment"* with *"payment"*. *Payment* can be any money you pay (like for food or rent), but *repayment* almost always relates to paying back borrowed or owed money.
Synonyma
installment (Focuses on one of a series of regular payments; not always limited to repaying borrowed money.)
Antonyma
borrowing (Describes taking money rather than paying it back, the opposite direction of money flow.)
Kolokace
monthly repayment |minimum repayment |miss a repayment |late repayment |repayment amount |repayment installment
Témata
finance |business |daily life
Příklady
  • My monthly repayment on the mortgage is $850.
  • If you miss a repayment, you may have to pay a late fee.
  • The credit card company reduced the minimum repayment to help customers.
  • We increased our repayments so we can clear the loan sooner.
  • She set up automatic repayments from her salary account.
Učební příklady
  • The repayment on this loan is very high.
  • I forgot to make my repayment this month.
  • Your repayment will be taken on the first day of each month.
  • He pays two repayments every month to finish the loan faster.
  • They lowered the repayment to help him.
Podstatné jméno formal C1 action
3

action in return for something

An action you do back to someone because they did something good or bad to you first.

Vzorec užití: in repayment for [something]
Častá chyba:
Learners may try to use this sense where simple *"thanks"* or *"reward"* is more natural. Also, this sense usually appears in phrases like *"in repayment for"* or *"as repayment for"*, not alone.
Synonyma
recompense (More formal; often used for giving something (money or action) in return for help or loss.)
Antonyma
ingratitude (Shows no thanks or return for kindness, which contrasts with making repayment for kindness.)
Kolokace
in repayment for your help |as repayment for a favor |repayment of kindness |repayment of a debt of gratitude
Témata
relationships |emotions
Příklady
  • He offered to babysit her children in repayment for all the help she had given him.
  • The gift was a small repayment of the kindness they had shown her during her illness.
  • She saw the promotion as repayment for years of loyal service.
  • The attack was widely viewed as brutal repayment for the earlier bombing.
  • As repayment for their support, he agreed to mentor new employees.
Učební příklady
  • He cooked dinner in repayment for her help.
  • The flowers were a repayment for his friend’s support.
  • She gave him free lessons in repayment for his advice.
  • He felt he still owed her some repayment for her kindness.
  • The attack was repayment for what they did last year.
Gramatika
Slovníkový tvar
repayment
IPA
GB/ɹipˈeɪmənt/
US/ɹipˈeɪmənt/
Slabiky a přízvuk
re - pay - ment (3 slabiky)
Stress on 2nd syllable (pay)
Tvary slova
Noun
  • Base: repayment
  • Plural: repayment, repayments
Příbuzná slova
Forms
repayments noun
Core family
repay verb B1 pay verb A1 payment noun A2
Related words
payable adjective B2 repayable adjective payer noun payee noun
Negative and opposite forms
underpayment noun overpayment noun
Advanced or less common
prepayment noun
Výrazy

early repayment

1
/ˈɚli ɹipˈeɪmənt/
fixed phrase

paying back a loan early

Paying back some or all of a loan before the time you agreed in the contract.

Příklady
  • There is an early repayment charge if you pay off your mortgage in the first two years.
  • Early repayment can reduce the total interest you pay on the loan.

in repayment for

1
/ˈɪn ɹipˈeɪmənt fɚ/
fixed phrase formal

as a response to something done

Used to say that you do something because someone did something for you or to you first.

Příklady
  • She offered him her guest room in repayment for all his help during the move.
  • They donated money to the school in repayment for the support their children had received.

repayment period

1
/ɹipˈeɪmənt pˈɪɹiəd/
fixed phrase

time over which loan is repaid

The number of months or years you have to pay back all of a loan.

Příklady
  • The standard repayment period for this type of loan is 25 years.
  • You can choose a shorter repayment period if you want to pay less interest overall.

repayment plan

1
/ɹipˈeɪmənt plˈæn/
fixed phrase

agreed schedule for paying back

A plan that shows how much you will pay and when you will pay it to clear a loan or debt.

Příklady
  • The bank helped them set up a repayment plan for their credit card debt.
  • Under the new repayment plan, her student loans will be cleared in ten years.

repayment schedule

1
/ɹipˈeɪmənt skˈɛd͡ʒul/
fixed phrase technical

detailed list of repayments

A document or table that shows each date and amount you must pay to finish paying back a loan.

Příklady
  • Your repayment schedule is included at the back of the loan agreement.
  • We changed the repayment schedule so that the payments are lower in the first year.

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