underwrite
gb/ˈʌndɚɹˌaɪt/ us/ˈʌndɚɹˌaɪt/
C1
Inglés
finanszíroz, biztosítást vállal, jegyzési garanciát vállal, elbírál, megalapoz, alátámaszt
VERBO
C1
BUSINESS
1
finanszíroz
B2
Patrón de uso:
underwrite [something]; underwrite the cost of [something]
The foundation agreed to underwrite the cost of the medical study.
Az alapítvány vállalta, hogy finanszírozza az orvosi kutatás költségeit.
Corporate sponsors help underwrite the annual arts festival.
Vállalati szponzorok segítenek finanszírozni az éves művészeti fesztivált.
The government effectively underwrote the rescue plan with public money.
Ejemplos para estudiantes
A donor underwrote the school trip.
Egy adományozó finanszírozta az iskolai kirándulást.
The company underwrites several local events.
A vállalat több helyi rendezvényt finanszíroz.
Error frecuente:
Do not confuse it with simply writing something; the main idea is providing financial backing.
Significado
pay for or financially support
Colocaciones
underwrite the cost
|underwrite a project
|underwrite a program
|underwrite an event
|underwrite research
|underwrite expansion
|underwrite a campaign
|underwrite a festival
Sinónimos
fund (more general and more common in everyday English)
|
finance (neutral term for providing money)
|
sponsor (often used when a company pays in return for publicity)
|
back (less formal; suggests support or investment)
Antónimos
defund (remove or stop financial support)
|
withdraw support (stop backing something financially or otherwise)
Temas
finance
|business
|funding
Definición
to pay for something or promise to cover its costs
To provide money for something, often so that it can happen, continue, or have its costs guaranteed.
VERBO
C1
TECHNICAL
2
Patrón de uso:
[insurer] underwrites [a policy/risk/person/property]
The insurer refused to underwrite homes in areas with repeated flood damage.
A biztosító nem vállalt biztosítást az ismétlődő árvízkároknak kitett területeken lévő házakra.
Specialist firms underwrite the travel insurance sold through the website.
A weboldalon értékesített utasbiztosításokat szakosodott cégek vállalják.
The company underwrites policies for small businesses across the country.
Ejemplos para estudiantes
The insurer will not underwrite that risky policy.
A biztosító nem vállalja azt a kockázatos biztosítást.
They underwrite car insurance for young drivers.
Fiatal sofőrök autóbiztosítását vállalják.
Error frecuente:
In insurance, underwrite does not mean only preparing paperwork; it means accepting and pricing the risk.
Significado
accept insurance risk
Colocaciones
underwrite a policy
|underwrite insurance
|underwrite a risk
|underwrite coverage
|underwrite life insurance
|underwrite property insurance
|underwrite liability risk
|underwrite a homeowner's policy
Sinónimos
insure (more general and more familiar to non-specialists)
|
cover (informal or customer-facing; focuses on protection provided)
|
guarantee (emphasizes the promise to pay, not the insurance process)
Antónimos
decline (refuse to insure or accept the risk)
|
exclude (leave a particular risk outside the policy)
Temas
insurance
|finance
|risk
Definición
when an insurance company agrees to insure someone or something
For an insurer, to accept the financial risk of insuring someone or something and promise to pay for covered losses in exchange for premiums.
VERBO
C1
TECHNICAL
3
Patrón de uso:
[bank] underwrites [an IPO/bond issue/share offering]
Two major banks underwrote the company's initial public offering.
Két nagybank jegyzési garanciát vállalt a vállalat első nyilvános részvénykibocsátására.
The investment bank earned large fees for underwriting the bond issue.
A befektetési bank jelentős díjakat kapott a kötvénykibocsátás jegyzési garanciájáért.
If demand is weak, the banks that underwrite the offering may have to buy the unsold shares.
Ejemplos para estudiantes
A bank underwrote the IPO.
Egy bank jegyzési garanciát vállalt az IPO-ra.
Several banks underwrote the new bond issue.
Több bank vállalt jegyzési garanciát az új kötvénykibocsátásra.
Error frecuente:
Do not use this for ordinary buying of shares by an investor; it refers to the financial institution arranging or guaranteeing the issue.
Significado
guarantee a securities issue
Colocaciones
underwrite an IPO
|underwrite a bond issue
|underwrite a share offering
|underwrite a securities offering
|underwrite a rights issue
|underwrite a stock sale
|lead-underwrite an offering
Sinónimos
guarantee (less specific; does not necessarily include selling the securities)
|
arrange (broader; may not involve taking financial risk)
|
lead-manage (investment-banking term for managing an issue, not always identical)
Antónimos
decline (refuse to take on the underwriting role)
|
sell on a best-efforts basis (try to sell without guaranteeing the full issue)
Temas
finance
|investment
|banking
|markets
Definición
when a bank helps a company sell new shares or bonds and guarantees the money raised
For a bank or financial institution, to guarantee or buy a new issue of shares, bonds, or other securities from an issuer and then sell them to investors.
VERBO
C1
TECHNICAL
4
elbírál
B2
Patrón de uso:
underwrite [a loan/mortgage/application/risk]
The lender must underwrite the mortgage before the sale can close.
A hitelezőnek el kell bírálnia a jelzáloghitelt, mielőtt lezárulhatna az adásvétel.
Automated systems now underwrite many simple loan applications.
Az automatizált rendszerek ma már sok egyszerű hitelkérelmet elbírálnak.
The bank underwrites each borrower based on income, credit history, and existing debt.
Ejemplos para estudiantes
The bank underwrote our mortgage.
A bank elbírálta a jelzáloghitel-kérelmünket.
The lender is still underwriting the loan.
A hitelező még mindig bírálja a hitelkérelmet.
Error frecuente:
This meaning is common in banking and insurance; it focuses on evaluation and approval, not on paying for the loan yourself.
Significado
assess and approve financial risk
Colocaciones
underwrite a mortgage
|underwrite a loan
|underwrite an application
|underwrite credit risk
|underwrite a borrower
|underwrite a deal
|underwrite risk
Sinónimos
assess (more general; does not imply final approval)
|
evaluate (neutral; focuses on analysis)
|
approve (focuses on the decision rather than the risk analysis)
Antónimos
reject (decide not to approve after review)
|
deny (refuse an application or request)
Temas
finance
|banking
|insurance
|risk
Definición
to check a financial application and decide if it is safe to approve
To examine a loan, insurance application, or other financial risk and decide whether to approve it and on what terms.
VERBO
C2
FORMAL
5
megalapoz
B2
alátámaszt
C1
Patrón de uso:
[something] underwrites [a claim/promise/system/assumption]
The agreement was underwritten by a shared commitment to free trade.
A megállapodást a szabadkereskedelem melletti közös elkötelezettség alapozta meg.
Strong evidence is needed to underwrite such a serious accusation.
Egy ilyen súlyos vádat erős bizonyítékoknak kell alátámasztaniuk.
The country's stability was underwritten by decades of economic growth.
Ejemplos para estudiantes
Facts should underwrite your argument.
Tényeknek kell alátámasztaniuk az érvelésedet.
Trust underwrites the whole agreement.
Az egész megállapodást a bizalom alapozza meg.
Error frecuente:
This figurative use is formal; in everyday speech, support or back up is usually more natural.
Significado
support or guarantee abstractly
Colocaciones
underwrite a claim
|underwrite an argument
|underwrite a promise
|underwrite legitimacy
|underwrite stability
|underwrite an assumption
|underwrite a system
Sinónimos
underpin (very close; emphasizes being a foundation)
|
support (more common and less formal)
|
substantiate (used especially when evidence supports a claim)
|
guarantee (emphasizes assurance rather than foundation)
Antónimos
undermine (weaken the basis or credibility of something)
|
disprove (show that a claim is false)
Temas
argument
|society
|formal_language
Definición
to give strong support to an idea, claim, or system
To provide the support, authority, or guarantee that makes an idea, promise, system, or claim seem reliable or possible.
Gramática
Forma de diccionario
underwrite
AFI
GB/ˈʌndɚɹˌaɪt/
US/ˈʌndɚɹˌaɪt/
Sílabas y acento
un - der - write (3 sílabas)
Stress on 1st syllable (un)
Formas de la palabra
Verb
- Base: underwrite
- 3rd Person Singular: underwrites
- Present Participle: underwriting
- Past: underwrote
- Past Participle: underwritten
Expresiones
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