insolvency
gb/ɪnsˈɑlvənsi/ us/ɪnsˈɑlvənsi/
C1
英語
語義
0件の語義
名詞
business
C1
state
1
inability to pay debts
a situation in which a person or organization cannot pay what they owe
用法パターン：
insolvency; [someone/something]'s insolvency; in insolvency; near/on the brink of insolvency
よくある間違い：
Insolvency is the noun; the adjective is insolvent. Bankruptcy is usually a legal process or status, while insolvency is the financial condition.
類義語
inability to pay debts (plain descriptive phrase, less formal)
|
bankruptcy (often refers to a formal legal process or status, not just the financial condition)
|
financial distress (broader and less exact; may not mean debts cannot be paid)
対義語
solvency (the ability to pay debts as they become due)
|
financial health (a broader positive financial condition)
コロケーション
face insolvency
|avoid insolvency
|risk insolvency
|near insolvency
|the brink of insolvency
|insolvency proceedings
|corporate insolvency
|personal insolvency
|insolvency risk
|insolvency law
テーマ
finance
|business
|law
|debt
例文
- The airline was close to insolvency after months of travel restrictions.
- Directors must act carefully when a company is facing insolvency.
- The rescue loan was designed to keep the business out of insolvency.
学習者向け例文
- The company could not pay its debts and faced insolvency.
- The bank helped the business avoid insolvency.
名詞
business
C1
event
2
case of financial failure
one case of a person or company being unable to pay its debts
用法パターン：
insolvencies; [number] insolvencies in [sector/place]
よくある間違い：
In the plural, insolvencies means cases of insolvency, not amounts of debt.
類義語
bankruptcies (usually refers to formal legal cases and may be jurisdiction-specific)
|
business failures (broader; a business may fail for reasons not strictly involving insolvency)
|
collapses (more general and often more dramatic)
対義語
business survival (the company continues operating instead of failing financially)
|
turnaround (a recovery from financial trouble rather than a failure)
コロケーション
corporate insolvencies
|business insolvencies
|personal insolvencies
|rise in insolvencies
|increase in insolvencies
|fall in insolvencies
|number of insolvencies
|wave of insolvencies
|retail insolvencies
|insolvency rate
テーマ
finance
|business
|statistics
|debt
例文
- Retail insolvencies increased sharply during the recession.
- The report counted 120 construction-sector insolvencies in the first quarter.
- A wave of insolvencies hit small restaurants after rents rose.
学習者向け例文
- There were fewer insolvencies this year.
- The city saw many business insolvencies after the storm.
文法
辞書形
insolvency
IPA
GB/ɪnsˈɑlvənsi/
US/ɪnsˈɑlvənsi/
音節・強勢
in - solv - ency （3音節）
Stress on 2nd syllable (solv)
活用形
Noun
- Base: insolvency
- Plural: insolvencies, insolvency
表現
balance-sheet insolvency
1/bˈæləns ʃˈit ɪnsˈɑlvənsi/
fixed phrase
technical
liabilities exceed assets
when what a person or company owes is greater than what it owns
例文
- The audit suggested balance-sheet insolvency because the group's liabilities exceeded its assets.
- A company may show signs of balance-sheet insolvency long before it runs out of cash.
- The court considered evidence of balance-sheet insolvency.
cash-flow insolvency
1/kˈæʃ flˈoʊ ɪnsˈɑlvənsi/
fixed phrase
technical
no cash for debts
when there is not enough available money to pay bills on time
例文
- The company had valuable equipment but suffered cash-flow insolvency when customers paid late.
- A seasonal business can face cash-flow insolvency even when it is profitable on paper.
- The directors monitored cash-flow insolvency risk weekly.
corporate insolvency
1/kˈɔɹpɚɪt ɪnsˈɑlvənsi/
fixed phrase
business
company unable to pay
a situation where a company cannot pay its debts
例文
- Corporate insolvency rates rose as borrowing costs increased.
- The firm advises clients on corporate insolvency and restructuring.
- New rules changed how corporate insolvency cases are handled.
file for insolvency
1/fˈaɪl fɚ ɪnsˈɑlvənsi/
fixed phrase
legal
apply for insolvency process
to officially ask for a legal process because you cannot pay your debts
例文
- The manufacturer filed for insolvency after its lender withdrew support.
- Management said it had no choice but to file for insolvency in the local court.
- The startup filed for insolvency when a major investor pulled out.
go into insolvency
1/ɡˈoʊ ˈɪntu ɪnsˈɑlvənsi/
fixed phrase
business
become officially insolvent
to reach a point where you cannot pay debts and must deal with them officially
例文
- Several suppliers lost money when the retailer went into insolvency.
- If the rescue deal fails, the group could go into insolvency within weeks.
- The charity went into insolvency after donations fell sharply.
insolvency practitioner
1/ɪnsˈɑlvənsi pɹæktˈɪʃənɚ/
fixed phrase
legal
licensed insolvency professional
a professional who manages cases where people or companies cannot pay their debts
例文
- An insolvency practitioner was appointed to sell the company's assets.
- The directors met a licensed insolvency practitioner to discuss their options.
- Creditors asked the insolvency practitioner for an update on the sale process.
insolvency proceedings
1/ɪnsˈɑlvənsi pɹoʊsˈidɪŋz/
fixed phrase
legal
formal debt-handling process
an official legal process for dealing with someone who cannot pay their debts
例文
- The company entered insolvency proceedings after talks with lenders failed.
- Creditors were notified when insolvency proceedings began.
- The court opened insolvency proceedings against the construction firm.
personal insolvency
1/pˈɚsənəl ɪnsˈɑlvənsi/
fixed phrase
business
individual unable to pay
a situation where a person cannot pay their debts
例文
- Personal insolvency cases increased after unemployment rose.
- The charity gives free advice on personal insolvency and debt management.
- A personal insolvency arrangement may allow debtors to repay part of what they owe over time.