solvency
gb/sˈɔlvənsi/ us/sˈɔlvənsi/
C1
英語
語義
0件の語義
名詞
business
C1
state
1
ability to pay debts
Solvency is the ability of a person, company, or organization to pay what they owe.
用法パターン：
the solvency of [a company/bank/government]; [someone's/something's] solvency
よくある間違い：
Do not confuse solvency with solution. The related adjective is solvent: a solvent company can pay its debts.
類義語
financial stability (broader; includes general financial strength, not only ability to pay debts)
|
creditworthiness (focuses on whether a borrower is likely to repay loans)
|
viability (broader; suggests the ability to continue operating successfully)
対義語
insolvency (the state of being unable to pay debts)
|
bankruptcy (a legal status or process that may result from insolvency)
コロケーション
financial solvency
|long-term solvency
|corporate solvency
|bank solvency
|question someone's solvency
|assess solvency
|maintain solvency
|restore solvency
|threaten solvency
|concerns about solvency
テーマ
finance
|business
|banking
|accounting
例文
- The auditors raised concerns about the company's solvency after several major clients failed to pay.
- Higher interest rates put pressure on the solvency of heavily indebted businesses.
- The government introduced measures to protect the solvency of the banking system.
学習者向け例文
- Investors worried about the bank's solvency.
- The company sold assets to maintain solvency.
文法
辞書形
solvency
IPA
GB/sˈɔlvənsi/
US/sˈɔlvənsi/
音節・強勢
solvency （1音節）
Stress on 1st syllable (solvency)
活用形
Noun
- Base: solvency
- Plural: solvency
表現
declaration of solvency
1/dˌɛklɚˈeɪʃən əv sˈɔlvənsi/
fixed phrase
legal
formal statement of ability to pay
A declaration of solvency is an official statement that a company can pay its debts.
例文
- The directors signed a declaration of solvency before beginning the members' voluntary liquidation.
- A false declaration of solvency can lead to serious legal consequences.
- The company filed a declaration of solvency with the required documents.
solvency ii
1/sˈɔlvənsi ˈaɪ/
fixed phrase
technical
EU insurance capital rules
Solvency II is a set of EU rules about how much money insurers must hold to stay financially safe.
例文
- European insurers must hold capital in line with Solvency II requirements.
- The report explains how climate risk is treated under Solvency II.
- Solvency II changed the way many insurers measure and report risk.
solvency margin
1/sˈɔlvənsi mˈɑɹd͡ʒən/
fixed phrase
technical
required financial safety buffer
A solvency margin is extra financial strength that helps show an insurer can pay future claims.
例文
- Regulators required the insurer to increase its solvency margin.
- The company maintained a comfortable solvency margin despite higher claims.
- A weak solvency margin can signal risk to policyholders.
solvency ratio
1/sˈɔlvənsi ɹˈeɪʃioʊ/
fixed phrase
technical
measure of debt-paying ability
A solvency ratio is a number that helps show whether a business can pay its long-term debts.
例文
- Analysts use the solvency ratio to judge whether a company can handle its debt load.
- The insurer reported a stronger solvency ratio after raising new capital.
- A low solvency ratio may suggest that a business is financially vulnerable.