Inglês

insurance

gb/ɪnʃˈʊɹəns/ us/ɪnʃˈʊɹəns/
B1 Inglês
~ 1400
Aceções
0 aceções
Nome B1 entity
1

financial protection agreement

An agreement where you pay money to a company so they will pay you if you have a loss or problem.

Padrão de uso: [someone] has [type of] insurance
Erro comum:
Learners sometimes confuse 'insurance' with 'assurance' or 'guarantee'. In most modern English, 'insurance' refers to financial protection against risk, while 'guarantee' refers to a promise of quality or performance.
Sinónimos
coverage (Informal term often used in the US to mean the protection provided by an insurance policy.) | assurance (Used mainly in British English for life insurance; more formal.)
Antónimos
uninsured (Describes a person or property without any insurance protection.)
Colocações
health insurance |life insurance |car insurance |insurance policy |insurance company
Temas
business |law |daily life |finance |daily_life
Exemplos
  • You must have car insurance to drive legally in most countries.
  • Her health insurance covers most of her medical bills.
  • The company offers life insurance to all employees.
  • He filed a claim with his insurance after the accident.
  • Travel insurance can save you money if your trip is canceled.
Exemplos para aprendentes
  • I have health insurance from my job.
  • We bought car insurance last week.
  • She needs travel insurance for her trip.
  • My insurance pays for the doctor visit.
Nome B2 entity
2

preventive safeguard action

Something you do to stop problems before they happen.

Padrão de uso: [something] as insurance against [something]
Erro comum:
Learners may think this use always involves money or contracts, but it can mean any protective action.
Sinónimos
precaution (A broader term for any action taken to prevent harm; not limited to financial contexts.)
Antónimos
risk (The possibility of harm or loss without protective measures.)
Colocações
take out insurance |extra insurance |as insurance against
Temas
daily life |safety |core_vocabulary |daily_life
Exemplos
  • Keeping copies of important files is good insurance against data loss.
  • As insurance against bad weather, we booked an indoor venue.
  • He always carries extra cash as insurance in case his card doesn't work.
Exemplos para aprendentes
  • I take an umbrella as insurance against rain.
  • We keep extra food as insurance for storms.
  • He carries a map as insurance if his phone dies.
Gramática
Forma de dicionário
insurance
IPA
GB/ɪnʃˈʊɹəns/
US/ɪnʃˈʊɹəns/
Sílabas e acento
in - sur - ance (3 sílabas)
Stress on 2nd syllable (sur)
Formas da palavra
Noun
  • Base: insurance
  • Plural: insurance, insurances
Família de palavras
Forms
insurances noun
Core family
insure verb B2 insurer noun B2
Related words
insurable adjective
Negative and opposite forms
uninsured adjective B2 uninsurable adjective
Advanced or less common
reinsurance noun
Expressões

as insurance against

1
/ˈæz ɪnʃˈʊɹəns əɡˈɛnst/
fixed phrase

protective measure against risk

Something you do so that a bad thing will not happen.

Exemplos
  • He saved extra money as insurance against losing his job.
  • They kept spare parts as insurance against equipment failure.

insurance policy

1
/ɪnʃˈʊɹəns pˈɑlɪsi/
fixed phrase

written contract for coverage

A paper or document that says what your insurance covers and how it works.

Exemplos
  • Read your insurance policy carefully before you sign it.
  • The insurance policy covers both theft and fire damage.

take out insurance

1
/tˈeɪk ˈaʊt ɪnʃˈʊɹəns/
fixed phrase

arrange and start an insurance policy

To start having insurance by paying for it.

Exemplos
  • We decided to take out insurance before going on holiday.
  • She took out health insurance when she started her new job.

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