insolvency
gb/ɪnsˈɑlvənsi/ us/ɪnsˈɑlvənsi/
C1
Английский
fizetésképtelenség, fizetésképtelenségi eset
СУЩЕСТВИТЕЛЬНОЕ
C1
BUSINESS
1
Модель употребления:
insolvency; [someone/something]'s insolvency; in insolvency; near/on the brink of insolvency
The airline was close to insolvency after months of travel restrictions.
A légitársaság a hónapokig tartó utazási korlátozások után közel került a fizetésképtelenséghez.
Directors must act carefully when a company is facing insolvency.
A vezetőknek körültekintően kell eljárniuk, amikor egy vállalat fizetésképtelenséggel néz szembe.
The rescue loan was designed to keep the business out of insolvency.
Примеры для изучающих
The company could not pay its debts and faced insolvency.
A vállalat nem tudta fizetni a tartozásait, és fizetésképtelenséggel nézett szembe.
The bank helped the business avoid insolvency.
A bank segített a vállalkozásnak elkerülni a fizetésképtelenséget.
Частая ошибка:
Insolvency is the noun; the adjective is insolvent. Bankruptcy is usually a legal process or status, while insolvency is the financial condition.
Значение
inability to pay debts
Коллокации
face insolvency
|avoid insolvency
|risk insolvency
|near insolvency
|the brink of insolvency
|insolvency proceedings
|corporate insolvency
|personal insolvency
|insolvency risk
|insolvency law
Синонимы
inability to pay debts (plain descriptive phrase, less formal)
|
bankruptcy (often refers to a formal legal process or status, not just the financial condition)
|
financial distress (broader and less exact; may not mean debts cannot be paid)
Антонимы
solvency (the ability to pay debts as they become due)
|
financial health (a broader positive financial condition)
Темы
finance
|business
|law
|debt
Определение
a situation in which a person or organization cannot pay what they owe
The state of being unable to pay debts when they are due, or of having liabilities greater than assets.
СУЩЕСТВИТЕЛЬНОЕ
C1
BUSINESS
2
Модель употребления:
insolvencies; [number] insolvencies in [sector/place]
Retail insolvencies increased sharply during the recession.
A kiskereskedelmi fizetésképtelenségi esetek száma meredeken emelkedett a recesszió idején.
The report counted 120 construction-sector insolvencies in the first quarter.
A jelentés 120 fizetésképtelenségi esetet számolt össze az építőiparban az első negyedévben.
A wave of insolvencies hit small restaurants after rents rose.
Примеры для изучающих
There were fewer insolvencies this year.
Idén kevesebb fizetésképtelenségi eset volt.
The city saw many business insolvencies after the storm.
A vihar után sok fizetésképtelenségi eset volt a város vállalkozásai körében.
Частая ошибка:
In the plural, insolvencies means cases of insolvency, not amounts of debt.
Значение
case of financial failure
Коллокации
corporate insolvencies
|business insolvencies
|personal insolvencies
|rise in insolvencies
|increase in insolvencies
|fall in insolvencies
|number of insolvencies
|wave of insolvencies
|retail insolvencies
|insolvency rate
Синонимы
bankruptcies (usually refers to formal legal cases and may be jurisdiction-specific)
|
business failures (broader; a business may fail for reasons not strictly involving insolvency)
|
collapses (more general and often more dramatic)
Антонимы
business survival (the company continues operating instead of failing financially)
|
turnaround (a recovery from financial trouble rather than a failure)
Темы
finance
|business
|statistics
|debt
Определение
one case of a person or company being unable to pay its debts
An individual case in which a person or organization becomes insolvent, especially a business failure recorded in official or industry statistics.
Грамматика
Словарная форма
insolvency
IPA
GB/ɪnsˈɑlvənsi/
US/ɪnsˈɑlvənsi/
Слоги и ударение
in - solv - ency (3 слога)
Stress on 2nd syllable (solv)
Формы слова
Noun
- Base: insolvency
- Plural: insolvencies, insolvency
Выражения
balance-sheet insolvency
1/bˈæləns ʃˈit ɪnsˈɑlvənsi/
fixed phrase
technical
liabilities exceed assets
when what a person or company owes is greater than what it owns
Примеры
- The audit suggested balance-sheet insolvency because the group's liabilities exceeded its assets.
- A company may show signs of balance-sheet insolvency long before it runs out of cash.
- The court considered evidence of balance-sheet insolvency.
Примеры для изучающих
- Balance-sheet insolvency means debts are bigger than assets.
- The company was balance-sheet insolvent.
cash-flow insolvency
1/kˈæʃ flˈoʊ ɪnsˈɑlvənsi/
fixed phrase
technical
no cash for debts
when there is not enough available money to pay bills on time
Примеры
- The company had valuable equipment but suffered cash-flow insolvency when customers paid late.
- A seasonal business can face cash-flow insolvency even when it is profitable on paper.
- The directors monitored cash-flow insolvency risk weekly.
Примеры для изучающих
- The company had assets but no cash, so it faced cash-flow insolvency.
- Late payments caused cash-flow insolvency.
corporate insolvency
1/kˈɔɹpɚɪt ɪnsˈɑlvənsi/
fixed phrase
business
company unable to pay
a situation where a company cannot pay its debts
Примеры
- Corporate insolvency rates rose as borrowing costs increased.
- The firm advises clients on corporate insolvency and restructuring.
- New rules changed how corporate insolvency cases are handled.
Примеры для изучающих
- Corporate insolvency means a company cannot pay its debts.
- The country had more corporate insolvency cases this year.
file for insolvency
1/fˈaɪl fɚ ɪnsˈɑlvənsi/
fixed phrase
legal
apply for insolvency process
to officially ask for a legal process because you cannot pay your debts
Примеры
- The manufacturer filed for insolvency after its lender withdrew support.
- Management said it had no choice but to file for insolvency in the local court.
- The startup filed for insolvency when a major investor pulled out.
Примеры для изучающих
- The company filed for insolvency.
- They filed for insolvency in court.
go into insolvency
1/ɡˈoʊ ˈɪntu ɪnsˈɑlvənsi/
fixed phrase
business
become officially insolvent
to reach a point where you cannot pay debts and must deal with them officially
Примеры
- Several suppliers lost money when the retailer went into insolvency.
- If the rescue deal fails, the group could go into insolvency within weeks.
- The charity went into insolvency after donations fell sharply.
Примеры для изучающих
- The shop went into insolvency last month.
- The company may go into insolvency soon.
insolvency practitioner
1/ɪnsˈɑlvənsi pɹæktˈɪʃənɚ/
fixed phrase
legal
licensed insolvency professional
a professional who manages cases where people or companies cannot pay their debts
Примеры
- An insolvency practitioner was appointed to sell the company's assets.
- The directors met a licensed insolvency practitioner to discuss their options.
- Creditors asked the insolvency practitioner for an update on the sale process.
Примеры для изучающих
- An insolvency practitioner helped close the company.
- They spoke to an insolvency practitioner.
insolvency proceedings
1/ɪnsˈɑlvənsi pɹoʊsˈidɪŋz/
fixed phrase
legal
formal debt-handling process
an official legal process for dealing with someone who cannot pay their debts
Примеры
- The company entered insolvency proceedings after talks with lenders failed.
- Creditors were notified when insolvency proceedings began.
- The court opened insolvency proceedings against the construction firm.
Примеры для изучающих
- The company entered insolvency proceedings.
- The court started insolvency proceedings.
personal insolvency
1/pˈɚsənəl ɪnsˈɑlvənsi/
fixed phrase
business
individual unable to pay
a situation where a person cannot pay their debts
Примеры
- Personal insolvency cases increased after unemployment rose.
- The charity gives free advice on personal insolvency and debt management.
- A personal insolvency arrangement may allow debtors to repay part of what they owe over time.
Примеры для изучающих
- Personal insolvency can happen after job loss.
- He got advice about personal insolvency.