Английский

insurance

gb/ɪnʃˈʊɹəns/ us/ɪnʃˈʊɹəns/
B1 Английский
~ 1400
Значения
0 значений
Существительное B1 entity
1

financial protection agreement

An agreement where you pay money to a company so they will pay you if you have a loss or problem.

Модель употребления: [someone] has [type of] insurance
Частая ошибка:
Learners sometimes confuse 'insurance' with 'assurance' or 'guarantee'. In most modern English, 'insurance' refers to financial protection against risk, while 'guarantee' refers to a promise of quality or performance.
Синонимы
coverage (Informal term often used in the US to mean the protection provided by an insurance policy.) | assurance (Used mainly in British English for life insurance; more formal.)
Антонимы
uninsured (Describes a person or property without any insurance protection.)
Коллокации
health insurance |life insurance |car insurance |insurance policy |insurance company
Темы
business |law |daily life |finance |daily_life
Примеры
  • You must have car insurance to drive legally in most countries.
  • Her health insurance covers most of her medical bills.
  • The company offers life insurance to all employees.
  • He filed a claim with his insurance after the accident.
  • Travel insurance can save you money if your trip is canceled.
Примеры для изучающих
  • I have health insurance from my job.
  • We bought car insurance last week.
  • She needs travel insurance for her trip.
  • My insurance pays for the doctor visit.
Существительное B2 entity
2

preventive safeguard action

Something you do to stop problems before they happen.

Модель употребления: [something] as insurance against [something]
Частая ошибка:
Learners may think this use always involves money or contracts, but it can mean any protective action.
Синонимы
precaution (A broader term for any action taken to prevent harm; not limited to financial contexts.)
Антонимы
risk (The possibility of harm or loss without protective measures.)
Коллокации
take out insurance |extra insurance |as insurance against
Темы
daily life |safety |core_vocabulary |daily_life
Примеры
  • Keeping copies of important files is good insurance against data loss.
  • As insurance against bad weather, we booked an indoor venue.
  • He always carries extra cash as insurance in case his card doesn't work.
Примеры для изучающих
  • I take an umbrella as insurance against rain.
  • We keep extra food as insurance for storms.
  • He carries a map as insurance if his phone dies.
Грамматика
Словарная форма
insurance
IPA
GB/ɪnʃˈʊɹəns/
US/ɪnʃˈʊɹəns/
Слоги и ударение
in - sur - ance (3 слога)
Stress on 2nd syllable (sur)
Формы слова
Noun
  • Base: insurance
  • Plural: insurance, insurances
Родственные слова
Forms
insurances noun
Core family
insure verb B2 insurer noun B2
Related words
insurable adjective
Negative and opposite forms
uninsured adjective B2 uninsurable adjective
Advanced or less common
reinsurance noun
Выражения

as insurance against

1
/ˈæz ɪnʃˈʊɹəns əɡˈɛnst/
fixed phrase

protective measure against risk

Something you do so that a bad thing will not happen.

Примеры
  • He saved extra money as insurance against losing his job.
  • They kept spare parts as insurance against equipment failure.

insurance policy

1
/ɪnʃˈʊɹəns pˈɑlɪsi/
fixed phrase

written contract for coverage

A paper or document that says what your insurance covers and how it works.

Примеры
  • Read your insurance policy carefully before you sign it.
  • The insurance policy covers both theft and fire damage.

take out insurance

1
/tˈeɪk ˈaʊt ɪnʃˈʊɹəns/
fixed phrase

arrange and start an insurance policy

To start having insurance by paying for it.

Примеры
  • We decided to take out insurance before going on holiday.
  • She took out health insurance when she started her new job.

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